4842 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4842 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.004 acres (217 sqft)
OwnerIndividual Name on Record
Tax Bill$4,967 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN34-2S-21-42800-000-4842

Property Details

APN / Parcel Number

Primary APN34-2S-21-42800-000-4842
Alternative APN
  • 1077530

Exterior

Lot Area217 sqft (0.004 acres)

Location & Zoning

Account Number1077530
Street Address4842 WESTWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-7849
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 4842 WESTWINDS AT SANDESTIN CONDO OR 1838-179 OR 1911-174 OR 2602-1788 OR 2669-3278 OR 2842-4536 OR 2855-3464 OR
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionWESTWINDS AT SANDESTIN CONDO
Legal Lot Number4842
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2365 E LAKESIDE DR, BATON ROUGE, LA 70808
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2019
Deed SaleNov 12, 2019
Prior SaleMay 28, 2010
Deed Document Number0031264164
Deed Book / Page2855 / 3464
Prior Transfer DateDec 13, 2010
Prior Transfer Doc1140410
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address4842 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2365 E LAKESHORE DR, BATON ROUGE, LA 70808-2143

Mortgage

Document Number0032113137
DateAug 12, 2021
Book Page3211/3137
Instrument20210040643
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressBATON ROUGE, LA 70808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 26, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591,591 (+8.69%) Building $591,591$591,591 (+8.69%) Building $591,591
2024$4,967.00 (+7.3%)
2023$4,629.00 (+14.72%)$544,294 (+25%) Building $544,294$544,294 (+25%) Building $544,294
2022$4,035.00$435,435 Building $435,435$435,435 Building $435,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

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