Osceola County property record for 4824 Oriole Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1984 |
| Lot Size | 0.314 acres (13,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Aug 2015) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-26-31-5130-000B-0040 |
| Primary APN | 30-26-31-5130-000B-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 1,154 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,677 sqft (0.314 acres) |
| Lot Dimensions | 134 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4824 ORIOLE DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK B LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5130-000B-0040
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4824 ORIOLE DR, SAINT CLOUD, FL 34772-8080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM |
| Jan 31, 2018 | Quit Claim Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Prior Sale | Jun 02, 2015 · Amount on Record |
| Deed Document Number | 2015121424 |
| Deed Book / Page | 4826 / 1160 |
| Last Transfer Date | Jan 24, 2018 |
| Transfer Doc | 0052772587 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4824 ORIOLE DR, SAINT CLOUD, FL 34772-8080 |
| Document Number | 0057480075 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4824 ORIOLE DR ST CLOUD FL 347728080, ST CLOUD, FL 34772-8080 |
| Document Number | 0057480075 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 005748/000075 |
| Instrument | 85542 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2018 |
| Property Address | 4824 ORIOLE DR, SAINT CLOUD, FL 34772-8080 |
| Document Number | 0052772587 |
| Book / Page | 005277 / 002587 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 16309 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | TITLE 365-CORAOPOLIS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4824 ORIOLE DR ST CLOUD FL 347728080, ST CLOUD, FL 34772-8080 |
| Document Number | 52772590 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 005277/002590 |
| Instrument | 16310 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (+5.41%) Homeowner's exemption | $235,397 (+5.99%) | $243,100 (+9.46%) Land $60,000 Building $183,100 |
| 2024 | $3,232.00 (+2.21%) | ||
| 2023 | $3,162.00 (+4.53%) Homeowner's exemption | $222,100 (+20.58%) Land $45,000 Building $177,100 | $222,100 (+20.58%) Land $45,000 Building $177,100 |
| 2022 | $3,025.00 | $184,200 Land $40,000 Building $144,200 | $184,200 Land $40,000 Building $144,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 59 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, Hurricane Irma |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 481 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property
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