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4844 Clearwater Ln, Naperville, IL 60564 Property Records

Will County property record for 4844 Clearwater Ln, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,374 sqft · built 1997
Lot Size0.35 acres (15,271 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Nov 2002)
Tax Bill$11,994 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-15-406-017

Property Details

APN / Parcel Number

Primary APN07-01-15-406-017

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,374 sqft Total Area
1st Floor Area1,298 sqft
2nd Floor Area1,076 sqft
Basement Area1,298 sqft
Unfinished Basement1,298 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area15,271 sqft (0.35 acres)
Garage Area447 sqft

Location & Zoning

Street Address4844 CLEARWATER LN
CityNAPERVILLE
StateIL
Zip60564-4339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 197 IN SADDLE CREEK UNIT 3, IN THE W1/2 SE1/4 SEC 15 T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section15
Legal SubdivisionSADDLE CREEK
Legal Block3
Legal Lot Number197
Legal Unit3
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group4
Census Block4012
Census Tract880309

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4844 CLEARWATER LN, NAPERVILLE, IL 60564-4339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2002 · Amount on Record
Deed SaleNov 21, 2002 · Amount on Record
Prior SaleJul 14, 1997 · Amount on Record
Deed Document Number2002203316
Prior Transfer DateJul 3, 1997
Prior Transfer Doc0000058449
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address4844 CLEARWATER LN, NAPERVILLE, IL 60564-4339
Transaction TypeMortgage
Record UpdatedApr 18, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4844 CLEAN VATER LN, NAPERVILLE, IL 60564
InvestorPossibly a Property Investor

Mortgage

Document Number0000016043
DateApr 6, 2023
InstrumentR2023016043
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 29, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address4844 CLEARWATER LN, NAPERVILLE, IL 60564-4339
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006175
DateJan 15, 2021
InstrumentR2021006175
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,994.00 (+22.48%)$200,384 (+9.95%) Land $48,583 Building $151,801$601,152 (+9.95%) Land $145,749 Building $455,403
2024$182,250 (+29.1%) Land $44,186 Building $138,064$546,750 (+29.1%) Land $132,558 Building $414,192
2022$9,793.00 Homeowner's exemption$141,169 Land $36,925 Building $104,244$423,507 Land $110,775 Building $312,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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