Will County property record for 4836 Clearwater Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,916 sqft · built 1997 |
| Lot Size | 0.25 acres (10,868 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jul 2015) |
| Tax Bill | $10,520 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-15-406-019 |
| Primary APN | 07-01-15-406-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,916 sqft Total Area |
| 1st Floor Area | 1,030 sqft |
| 2nd Floor Area | 886 sqft |
| Basement Area | 1,030 sqft |
| Unfinished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 10,868 sqft (0.25 acres) |
| Lot Dimensions | 143 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 4836 CLEARWATER LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 199 IN SADDLE CREEK UNIT 3, IN THE W1/2 SE1/4 SEC 15 T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 15 |
| Legal Subdivision | SADDLE CREEK |
| Legal Block | 3 |
| Legal Lot Number | 199 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 880309 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4836 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2015 · Amount on Record |
| Deed Sale | Jul 22, 2015 · Amount on Record |
| Prior Sale | Oct 25, 2000 · Amount on Record |
| Deed Document Number | 201561037 |
| Prior Transfer Date | Apr 2, 1997 |
| Prior Transfer Doc | 0000029984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4836 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005620 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | R2021005620 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Oct 1, 2035 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,520.00 (+22.1%) | $176,733 (+9.95%) Land $48,583 Building $128,150 | $530,199 (+9.95%) Land $145,749 Building $384,450 |
| 2024 | $160,739 (+28.67%) Land $44,186 Building $116,553 | $482,217 (+28.67%) Land $132,558 Building $349,659 | |
| 2022 | $8,616.00 Homeowner's exemption | $124,927 Land $36,925 Building $88,002 | $374,781 Land $110,775 Building $264,006 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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