4842 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4842 Willows Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,907 sqft · built 1972
Lot Size	0.453 acres (19,713 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Apr 2021)
Tax Bill	$6,647 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-033151`

Property Details

APN / Parcel Number

Primary APN	`02-033151`
Alternative APNs	`2033151` `033151`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,907 sqft Total Area
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,713 sqft (0.453 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	350 sqft
Deck Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	033151
Street Address	4842 WILLOWS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1 SEC 4A WILLOWS COLONY
Legal Subdivision	WILLOWS COLONY
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860502

Owner

4842 Willows Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4842 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 10, 2017	Grant Deed, Transfer TITLEMAX CORPORATION, TITLEMAX CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Book / Page	5919 / 551
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 6, 2021
Property Address	4842 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4222
Document Number	0059190551
Book / Page	5919 / 551
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4842 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4222

Mortgage

Document Number	5919559
Date	Apr 6, 2021
Instrument	5919/559

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 10, 2017
Property Address	4842 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4222
Document Number	0049720203
Book / Page	004972 / 000203
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4842 WILLOWS RD CHESAPEAKE BEACH MD 207324222, CHESAPEAKE BEACH, MD 20732-4222

Tax Assessment & Valuation

The 2025 property tax bill for 4842 Willows Rd was $6,647 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,367	$695,300 Land $125,700 Building $569,600
2025	$6,647.00
2023	$5,402.00 Homeowner's exemption	$519,933	$545,500 Land $125,700 Building $419,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4842 Willows Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4842 Willows Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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