4755 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4755 Willows Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,656 sqft · built 1999
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Aug 2019)
Tax Bill	$3,860 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-033348`

Property Details

APN / Parcel Number

Primary APN	`02-033348`
Alternative APNs	`2033348` `033348`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area
1st Floor Area	1,656 sqft
Basement Area	1,407 sqft
Finished Basement	1,407 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Deck Area	704 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	033348
Old Parcel Number	2033348
Street Address	4755 WILLOWS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	P/O LT E GROUP 2 WILLOWS COLONY
Legal Subdivision	WILLOWS COLONY
Legal Lot Number	E
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4755 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Aug 14, 2019	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	0000541478
Deed Book / Page	5414 / 78
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4755 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4221
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4221

Mortgage

Document Number	0058550112
Date	Feb 11, 2021
Book Page	5855/112

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 14, 2019
Property Address	4755 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4221
Document Number	0054140078
Book / Page	5414 / 078
Map Reference	LB AWR 1 FO 42
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	5414086
Date	Aug 14, 2019
Instrument	5414/086

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,860.00	$371,600	$407,600 Land $142,600 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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