Santa Rosa County property record for 4842 Perspective Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,767 sqft · built 2019 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $275,500 (Dec 2019) |
| Tax Bill | $3,110 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2N-29-5715-00G00-0040 |
| Primary APN | 26-2N-29-5715-00G00-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,767 sqft Heated Area |
| Gross Area | 3,414 sqft |
| 1st Floor Area | 3,187 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 1,500 ft deep x 800 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 262N29571500G000040 |
|---|---|
| Street Address | 4842 PERSPECTIVE DR |
| City | MILTON |
| State | FL |
| Zip | 32570-7991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPER CREEK PHASE ONE BLOCK G LOT 4 & AS DES IN OR 3903 PG 1261 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | WHISPER CREEK |
| Legal Phase | 1 |
| Legal Block | G |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10504 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 4842 PERSPECTIVE DR, MILTON, FL 32570-7991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Dec 27, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LNDG |
| May 22, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on Record |
| Deed Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 201958185 |
| Deed Book / Page | 3903 / 1261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4842 PERSPECTIVE DR, MILTON, FL 32570-7991 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4842 PERSPECTIVE DR, MILTON, FL 32570-7991 |
| Document Number | 0040001188 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 4000/1188 |
| Instrument | 202046074 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 27, 2019 |
| Property Address | 4842 PERSPECTIVE DR, MILTON, FL 32570-7991 |
| Document Number | 0039031261 |
| Book / Page | 003903 / 001261 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 58185 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,929.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4842 PERSPECTIVE DR MILTON FL 325707991, MILTON, FL 32570-7991 |
| Document Number | 39031264 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 003903/001264 |
| Instrument | 58186 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4842 PERSPECTIVE DR, MILTON, FL 32570-7991 |
| Document Number | 0038320888 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,110.00 (+1.7%) Homeowner's exemption | $297,099 (+3%) | $334,576 (-0.78%) Land $38,000 Building $296,576 |
| 2023 | $3,058.00 (+2.24%) Homeowner's exemption | $288,446 (+3%) | $337,220 (+5.41%) Land $38,000 Building $299,220 |
| 2022 | $2,991.00 Homeowner's exemption | $280,045 | $319,924 Land $35,000 Building $284,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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