4825 Perspective Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 4825 Perspective Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,397 sqft · built 2017
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2025)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2N-29-5715-00H00-0110`

Property Details

APN / Parcel Number

Primary APN	`26-2N-29-5715-00H00-0110`
Alternative APN	`N29226571500H000110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,397 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,397 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4825 PERSPECTIVE DR
City	MILTON
State	FL
Zip	32570-7991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 BLK H WHISPER CREEK PHASE ONE AS DES IN OR 4612 PG 1087
Legal Range	29W
Legal Township	2N
Legal Section	26
Legal Subdivision	WHISPER CRK 1,2,3
Legal Block	H
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1016
Census Tract	10504

Owner

4825 Perspective Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 PERSPECTIVE DR, MILTON, FL 32570-7991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	202520076
Deed Book / Page	4612 / 1087
Record Updated	Jun 8, 2026

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2017
Property Address	4825 PERSPECTIVE DR, MILTON, FL 32570-7991
Document Number	0036270837
Book / Page	3627 / 0837
Map Reference	MB10 PG84&85
Instrument Date	May 19, 2017
Instrument	201720954
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 PERSPECTIVE DR, MILTON, FL 32570-7991

Mortgage

Document Number	0201720955
Date	May 24, 2017
Instrument	201720955

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Perspective Dr was $3,752, up 4.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,752.00 (+4.16%)	$311,035 (+2.93%) Land $50,000 Building $261,035	$311,035 (+2.93%) Land $50,000 Building $261,035
2024	$3,602.00 (-0.77%)	$302,180 (-0.87%) Land $38,000 Building $264,180	$302,180 (-0.87%) Land $38,000 Building $264,180
2023	$3,630.00 (+6.33%)	$304,832 (+5.41%) Land $38,000 Building $266,832	$304,832 (+5.41%) Land $38,000 Building $266,832
2022	$3,414.00	$289,187	$289,187 Land $35,000 Building $254,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Perspective Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Perspective Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20