4840 W Howe Rd, De Witt, MI 48820 Property Records

Clinton County property record for 4840 W Howe Rd, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,031 sqft · built 2000
Lot Size	8.29 acres (361,112 sqft)
Owner	Individual Name on Record
Last Sale	$428,000 (Sep 2019)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-001-300-040-00`

Property Details

APN / Parcel Number

Primary APN	`150-001-300-040-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,031 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	361,112 sqft (8.29 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	2,318 sqft
Balcony Area	162 sqft
Utility Building	2,240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4840 W HOWE RD
City	DEWITT
State	MI
Zip	48820-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG 819.9 F E & 1586 FT N OF INTER S SEC LN & E LN W 50 ACRES SW 1/4 SEC 1 T5N R3W, TH S 88D 47M W 259.4 FT, TH S 1051.72 FT,
Legal Range	03W
Legal Township	05N
Legal Section	01
Legal Subdivision	FT TO POB SUB
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2000
Census Tract	10300

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4840 W HOWE RD, DEWITT, MI 48820-9299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on Record
Deed Sale	Sep 5, 2019 · Amount on Record
Prior Sale	Aug 4, 2003 · Amount on Record
Deed Document Number	20195283314
Prior Transfer Date	Nov 14, 2003
Prior Transfer Doc	0005047511
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Recording Date	Aug 31, 2026
Property Address	4840 W HOWE RD, DEWITT, MI 48820-9299
Document Number	0005368192
Instrument Date	Aug 20, 2026
Instrument	20265368192
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 W HOWE RD, DEWITT, MI 48820-9299

Mortgage

Document Number	0005368192,
Date	Aug 31, 2026
Instrument	20265368192

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4840 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5302524
Date	Dec 18, 2020
Instrument	5302524

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 5, 2019
Property Address	4840 W HOWE RD, DEWITT, MI 48820-9299
Document Number	5283314
Instrument Date	Aug 30, 2019
Instrument	5283314
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANS-COUNTY TITLE COMPANY, TRI COUNTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,680.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4840 W HOWE RD, 4840, DEWITT, MI 48820-9299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220, DEWITT, MI 48820-0220

Mortgage

Document Number	5283315
Date	Sep 5, 2019
Instrument	5283315

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,600 (+9.11%) Land $45,850 Building $263,750	$619,200 (+9.11%) Land $91,700 Building $527,500
2025	$3,011.00 (-68.61%) Homeowner's exemption	$283,750 (+11.17%) Land $42,250 Building $241,500	$567,500 (+11.17%) Land $84,500 Building $483,000
2024	$9,592.00 (+10.27%)
2023	$8,699.00 Homeowner's exemption	$255,250	$510,500
2022	$8,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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