4805 W Howe Rd, De Witt, MI 48820 Property Records

Clinton County property record for 4805 W Howe Rd, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,475 sqft · built 2017
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Mar 2025)
Tax Bill	$7,310 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`150-012-200-025-13`

Property Details

APN / Parcel Number

Primary APN	`150-012-200-025-13`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,475 sqft Living Area
1st Floor Area	3,446 sqft
Basement Area	3,446 sqft
Unfinished Basement	3,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	417,740 sqft (9.59 acres)
Garage Type	Detached
Garage Area	1,518 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	303 sqft
Deck Area	102 sqft
Balcony Area	29 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4805 W HOWE RD
City	DEWITT
State	MI
Zip	48820-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM NW COR SEC 12 T5N R3W, TH N 88D47M00S E 763.69 & S01D13M00S E 1100.01 FT TO BEG, TH S45D24M13S E 764.27 FT, TH S
Legal Range	03W
Legal Township	05N
Legal Section	12
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2012
Census Tract	10300

Owner

Source: Clinton County records · APN 150-012-200-025-13

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jul 07, 2022	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Apr 21, 2022	Intrafamily Transfer, Transfer
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE DARK BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jan 02, 2020	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Aug 03, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jul 07, 2022 · Amount on Record
Deed Document Number	20255352498
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0005324278
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 W HOWE RD, DEWITT, MI 48820-9299

Mortgage

Document Number	0005362686
Date	Mar 18, 2026
Instrument	5362686

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 07, 2022
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Document Number	0005326855
Instrument Date	Jun 15, 2022
Instrument	5326855
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4805 W HOWE RD, 4805, DEWITT, MI 48820-9299

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1943 BIRCHWOOD DR, OKEMOS, MI 48864-2705

Mortgage

Document Number	0005326856
Date	Jul 07, 2022
Instrument	5326856

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Apr 21, 2022
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Document Number	0005324278
Instrument Date	Apr 19, 2022
Instrument	5324278
Transaction Type	Transfer
Record Updated	May 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 W HOWE RD, DEWITT, MI 48820-9299

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5270613
Date	Aug 27, 2018
Instrument	5270613

Lender

Name	THE DARK BANK
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5291713
Date	Apr 20, 2020
Instrument	5291713

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5304424
Date	Jan 28, 2021
Instrument	5304424

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5287843
Date	Jan 02, 2020
Instrument	5287843

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5304431
Date	Jan 28, 2021
Instrument	5304431

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Aug 03, 2018
Property Address	4805 W HOWE RD, DEWITT, MI 48820-9299
Document Number	5269757
Instrument Date	Aug 01, 2018
Instrument	5269757
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 E HOWE RD, 805, DEWITT, MI 48820-9334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E HOWE RD, DEWITT, MI 48820-9334

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,500 (+8.61%) Land $67,950 Building $611,550	$1,359,000 (+8.61%) Land $135,900 Building $1,223,100
2025	$7,310.00 (-67.77%) Homeowner's exemption	$625,650 (+10.06%) Land $63,250 Building $562,400	$1,251,300 (+10.06%) Land $126,500 Building $1,124,800
2024	$22,684.00 (+59.97%)
2023	$14,180.00 Homeowner's exemption	$568,450	$1,136,900
2022	$14,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, Xfinity.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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