Dane County property record for 4840 Crystal Downs Way, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.278 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Dec 2023) |
| Tax Bill | $16,444 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Dec 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-322-5033-2 |
| Primary APN | 0809-322-5033-2 |
|---|
| Lot Area | 12,153 sqft (0.278 acres) |
|---|
| Street Address | 4840 CRYSTAL DOWNS WAY |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 153 |
| Legal Subdivision | COMMUNITY/BISHOPS BAY THE BACK |
| Legal Block | 50 |
| Legal Lot Number | 153 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11103 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5951 SCHUMANN CIR, FITCHBURG, WI 53711-5101 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2024 | Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK |
| Dec 26, 2023 | Deed, Transfer |
| May 16, 2022 | Warranty Deed, Transfer |
| Apr 17, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT CU |
| Jun 13, 2019 | Correction Deed, Subdivision Related Transfer US TITLE, US TITLE & CLOSING SVCS INC |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Prior Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 5940230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005965316 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 5965316 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Dec 26, 2023 |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Document Number | 0005940230 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 5940230 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5951 SCHUMANN CIR, FITCHBURG, WI 53711-5101 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | May 16, 2022 |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Document Number | 0005833677 |
| Instrument Date | May 13, 2022 |
| Instrument | 5833677 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $689.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6750 ERDMAN BLVD, MIDDLETON, WI 53562-5141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Apr 17, 2020 |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Document Number | 0005578843 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 5578843 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9935 SHINING WILLOW ST MIDDLETON WI 535625161, MIDDLETON, WI 53562-5161 |
| Document Number | 5578844 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 5578844 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 13, 2019 |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Document Number | 0005495557 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 5495557 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | US TITLE, US TITLE & CLOSING SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7705 WESTCHESTER DR MIDDLETON WI 535623668, MIDDLETON, WI 53562-3668 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | May 7, 2019 |
| Property Address | 4840 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8950 |
| Document Number | 0005486253 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 5486253 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7705 WESTCHESTER DR, MIDDLETON, WI 53562-3668 |
| Investor | Possibly a Property Investor |
| Document Number | 0005486254 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 5486254 |
| Name | ASSOCIATED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,444.00 (+457.61%) | $869,700 (+422.03%) Land $166,600 Building $703,100 | $1,111,200 (+493.27%) |
| 2023 | $166,600 (-) Land $166,600 | $187,300 (+6.85%) | |
| 2022 | $2,949.00 | $166,600 Land $166,600 | $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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