Dane County property record for 4829 Crystal Downs Way, Middleton, WI 53597
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.383 acres (16,727 sqft) |
| Owner | Individual Name on File |
| Last Sale | $975,000 (May 2023) |
| Tax Bill | $15,025 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0809-322-5088-2 |
| Primary APN | 0809-322-5088-2 |
|---|
| Lot Area | 16,727 sqft (0.383 acres) |
|---|
| Street Address | 4829 CRYSTAL DOWNS WAY |
|---|---|
| City | MIDDLETON |
| State | WI |
| Zip | 53597-8960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COMMUNITY OF BISHOPS BAY, THE BACK NINE - PHASE 4 LOT 158 |
| Legal Subdivision | COMMUNITY/BISHOPS BAY BACK 9 P |
| Legal Block | 50 |
| Legal Lot Number | 158 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 11103 |
4829 Crystal Downs Way is owned and occupied by an individual who bought it in May 2023.
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| May 1, 2023 | Warranty Deed, Construction Loan · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Oct 8, 2019 | Deed of Trust, Mortgage SUMMIT CU |
| Oct 8, 2019 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| May 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 5898563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005694220 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 5694220 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005834674 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 5834674 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | May 1, 2023 |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Document Number | 0005898563 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 5898563 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 9, 2026 |
| Title Company | ESSENTIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Document Number | 0005898564 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 5898564 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005502268 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 5502268 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005577482 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 5577482 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005667088 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 5667088 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Document Number | 0005531470 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4829 CRYSTAL DOWNS WAY MIDDLETON WI 535978960, MIDDLETON, WI 53597-8960 |
| Document Number | 0005531470 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 5531470 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53708 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Document Number | 0005534333 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4829 CRYSTAL DOWNS WAY MIDDLETON WI 535978960, MIDDLETON, WI 53597-8960 |
| Document Number | 0005534333 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 5534333 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | May 23, 2018 |
| Property Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53597-8960 |
| Document Number | 0005411138 |
| Instrument Date | May 22, 2018 |
| Instrument | 5411138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,801.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4829 CRYSTAL DOWNS WAY, MIDDLETON, WI 53562 |
| Document Number | 0005411139 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 5411139 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4829 Crystal Downs Way was $15,025 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Middleton City |
| Unified School District | Waunakee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,025.00 Homeowner's exemption | $807,000 Land $165,200 Building $641,800 | $1,031,100 |
| 2023 | $741,600 Land $165,200 Building $576,400 | $833,700 | |
| 2022 | $12,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4829 Crystal Downs Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4829 Crystal Downs Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 90% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| LiteWire Fixed Wireless | 100 / 25 |
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