San Diego County property record for 484 Prospect St, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 11 ba · 6,683 sqft · built 2000 |
| Lot Size | 0.357 acres (15,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $11,515,000 (Oct 2025) |
| Tax Bill | $136,286 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350-300-28-00 |
| Primary APN | 350-300-28-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 11 Baths |
| Building Area | 6,683 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 15,560 sqft (0.357 acres) |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 3503002000 |
|---|---|
| Street Address | 484 PROSPECT ST |
| City | LA JOLLA |
| State | CA |
| Zip | 92037-4711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJPD-5A |
| Legal Description | BLK 17 LOT 50 DOC96-31692 IN ALLEY CLSD&IN LOTS 48 THRU TR 000352 |
| Legal Subdivision | LA JOLLA PARK RESUB |
| Legal Tract | 000352 |
| Legal Block | 17 |
| Legal Lot Number | 50,48 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8202 |
Source: San Diego County records · APN 350-300-28-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 801 RIVER DR, NORTH SIOUX CITY, SD 57049-3128 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 03, 2025 | Grant Deed, Transfer · Commercial Mortgage SPIELMAN FAMILY TRUST |
| Mar 20, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Dec 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 06, 2020 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Mar 06, 2020 · Amount on Record |
| Deed Document Number | 2025275491 |
| Prior Transfer Date | Dec 20, 2005 |
| Prior Transfer Doc | 0001112025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 03, 2025 |
| Property Address | 484 PROSPECT ST, LA JOLLA, CA 92037-4711 |
| Document Number | 0000275491 |
| Map Reference | MAP 352 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-0275491 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 RIVER DR, NORTH SIOUX CITY, SD 57049-3128 |
| Document Number | 0000275492 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025-0275492 |
| Name | SPIELMAN FAMILY TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000275494 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025-0275494 |
| Name | TWW 2013 SE HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 484 PROSPECT ST, LA JOLLA, CA 92037-4711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000099654 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-0099654 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 484 PROSPECT ST, LA JOLLA, CA 92037-4711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000561247 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019-0561247 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 06, 2020 |
| Property Address | 484 PROSPECT ST, LA JOLLA, CA 92037-4711 |
| Document Number | 0000118480 |
| Instrument Date | Mar 03, 2020 |
| Instrument | 118480 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,780.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2517 RUETTE NICOLE LA JOLLA CA 920372009, LA JOLLA, CA 92037-2009 |
| Document Number | 118481 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 118481 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 05, 2035 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $11,515,000 (+7.44%) Land $6,000,000 Building $5,515,000 | |
| 2025 | $136,286.00 (+6.68%) Homeowner's exemption | $10,717,729 (+4.04%) Land $5,468,229 Building $5,249,500 |
| 2023 | $127,755.00 (+2.73%) Homeowner's exemption | $10,301,548 Land $5,255,892 Building $5,045,656 |
| 2022 | $124,356.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 units insured incl. 51 condo units |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 481 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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