400 Prospect St, La Jolla, CA 92037 Property Records

San Diego County property record for 400 Prospect St, La Jolla, CA 92037

Property Summary

Property Type	Multi-Family Dwellings
Details	3,420 sqft · built 2015
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Company Names on Record
Last Sale	$8,277,500 (Apr 2013)
Tax Bill	$529,758 (2025)
Deeds & Mortgages	Sep 2024 Construction Loan Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`350-300-16-00`

Property Details

APN / Parcel Number

Primary APN	`350-300-16-00`

Interior

Units	53 Units
Stories	4 Stories
Building Area	3,420 sqft Living Area
Gross Area	63,420 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Family
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Street Address	400 PROSPECT ST
City	LA JOLLA
State	CA
Zip	92037-4717
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	LJPD-5A
Legal Description	BLK 17 LOT 32 ALLEY CLSD&SWLY 10FT OF LOT 33&ALL OF LOTS 27 THRU TR 000352
Legal Subdivision	LA JOLLA PARK RESUB
Legal Tract	000352
Legal Block	17
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	8202

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4582 S ULSTER ST, 1410, DENVER, CO 80237-2633
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Jul 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Mar 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage W&D DEBT FUND LP
Oct 22, 2025	Deed, Transfer · Commercial Mortgage WALKER & DUNLOP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2013 · Amount on Record
Deed Sale	Apr 2, 2013 · Amount on Record
Deed Document Number	2013206884
Prior Transfer Date	Jun 23, 2007
Prior Transfer Doc	0000504600
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	400 PROSPECT ST, LA JOLLA, CA 92037-4717
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 S ULSTER ST 1700, 1700, DENVER, CO 80237-2641

Mortgage

Document Number	0000257884
Date	Sep 25, 2024
Instrument	2024-0257884

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Construction Mortgage

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	400 PROSPECT ST, LA JOLLA, CA 92037-4717
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 S ULSTER ST 1700, 1700, DENVER, CO 80237-2641

Mortgage

Document Number	0000184815
Date	Jul 19, 2024
Instrument	2024-0184815

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Commercial Mortgage

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	400 PROSPECT ST, LA JOLLA, CA 92037-4717
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 S ULSTER ST 1410, 1410, DENVER, CO 80237-2633

Mortgage

Document Number	0000078390
Date	Mar 27, 2025
Instrument	2025-0078390

Lender

Name	W&D DEBT FUND LP
Type	Non-Lending Institution
Address	NEW YORK, NY 10017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2025
Property Address	400 PROSPECT ST, LA JOLLA, CA 92037-4717
Document Number	0000295683
Map Reference	MAP 352
Instrument Date	Oct 20, 2025
Instrument	2025-0295683
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 S ULSTER ST STE 1410, 1410, DENVER, CO 80237-2633

Mortgage

Document Number	0000309956
Date	Oct 22, 2025
Instrument	2025-0309956

Lender

Name	WALKER & DUNLOP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	422 Months
Due	Dec 1, 2060

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$42,941,160 (+2%) Land $17,584,801 Building $25,356,359
2025	$529,758.00 (+6.26%)	$42,099,177 (+4.04%) Land $17,240,001 Building $24,859,176
2023	$498,549.00 (+2.73%)	$40,464,416 Land $16,570,551 Building $23,893,865
2022	$485,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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