Barnstable County and Harwich Town property record for 484 Main St, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 1908 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Aug 2006) |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:48 P:N13 |
| Primary APN | HARW M:48 P:N13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9410 |
|---|---|
| Street Address | 484 MAIN ST |
| City | HARWICH |
| State | MA |
| Zip | 02645-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11002 |
484 Main St is owned and occupied by an individual who bought it in August 2006.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 484 MAIN ST, HARWICH, MA 02645-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS FCU |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2006 · Amount on File |
| Deed Sale | Aug 22, 2006 · Amount on File |
| Deed Document Number | 2006121922 |
| Deed Book / Page | 21289 / 42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 484 MAIN ST, HARWICH, MA 02645-2417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33072-186 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 33072/186 |
| Instrument | 34776 |
| Name | FIRST CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 484 MAIN ST, HARWICH, MA 02645-2417 |
| Document Number | 31102-235 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31102-235 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 031102/000235 |
| Instrument | 8938 |
| Name | FIRST CITIZENS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 484 Main St was $3,233, up 2.4% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,233.00 (+2.41%) | $547,000 (+4.47%) Land $154,100 Building $392,900 | $550,335 |
| 2024 | $3,157.00 (+4.81%) | $523,600 (+15.43%) Land $145,400 Building $378,200 | |
| 2023 | $3,012.00 | $453,600 Land $132,200 Building $321,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 484 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 484 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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