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476 Main St, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 476 Main St, Harwich, MA 02645 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,630 sqft · built 1989
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Mar 2019)
Tax Bill$4,261 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNHARW M:48 P:N12

Property Details

APN / Parcel Number

Primary APNHARW M:48 P:N12
Alternative APNs
  • M:00048 B:N012 L:000
  • 4708

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
Gross Area5,034 sqft
1st Floor Area1,630 sqft
Basement Area2,612 sqft
Unfinished Basement1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4708
Street Address476 MAIN ST
CityHARWICH
StateMA
Zip02645-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group4
Census Block4057
Census Tract11002

Owner

Source: Barnstable County and Harwich Town records · APN HARW M:48 P:N12

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address476 MAIN ST, HARWICH, MA 02645-2441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage · Line of Credit
BEAZER MORTGAGE CORPORATION
May 30, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
TAUNTON FEDERAL CREDIT UNION
Nov 02, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
ALLIED MORTGAGE & SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2019 · Amount on Record
Deed SaleMar 20, 2019 · Amount on Record
Prior SaleMar 31, 2000 · Amount on Record
Deed Document Number201912101
Deed Book / Page31898 / 149
Last Transfer DateOct 26, 2020
Transfer Doc33428-89
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Recording DateMay 04, 2026
Property Address476 MAIN ST, HARWICH, MA 02645-2441
Document Number037600-256
Book / Page37600 / 256
Instrument DateApr 30, 2026
Instrument202616974
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 MAIN ST, HARWICH, MA 02645-2441

Mortgage

Document Number0000016974,
DateMay 04, 2026
Book Page37600/256
Instrument202616974
Lender
NameBEAZER MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address476 MAIN ST, HARWICH, MA 02645-2441
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037003-82
DateMay 30, 2025
Book Page37003/82
Instrument21437
Lender
NameTAUNTON FEDERAL CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 01, 2040

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateNov 02, 2020
Property Address476 MAIN ST, HARWICH, MA 02645-2441
Document Number33428-89
Book / Page33428 / 89
Instrument DateOct 26, 2020
Instrument60764
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address476 MAIN ST, HARWICH, MA 02645-2441

Mortgage

Document Number33428-92
DateNov 02, 2020
Book Page33428/92
Instrument60765
Lender
NameALLIED MORTGAGE & SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,261.00 (+2.97%)$720,900 (+5.04%) Land $201,500 Building $519,400$1,142,090
2024$4,138.00 (+4.84%)$686,300 (+15.46%) Land $190,100 Building $496,200
2023$3,947.00$594,400 Land $172,800 Building $421,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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