484 E Main St, #90, El Cajon, CA 92020 Property Records

San Diego County property record for 484 E Main St, #90, El Cajon, CA 92020

Property Summary

Property Type	Mixed Use Store/Office
Details	2,346 sqft · built 1946
Lot Size	0.164 acres (7,144 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Oct 2015)
Tax Bill	$11,174 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`488-112-20-00`

Property Details

APN / Parcel Number

Primary APN	`488-112-20-00`
Alternative APN	`4881122001`

Interior

Stories	1 Story
Building Area	2,346 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	128 ft deep x 57 ft wide
Garage Type	Open

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	4881122001
Street Address	484 E MAIN ST, 90
City	EL CAJON
State	CA
Zip	92020-4006
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-G
Legal Description	LOT 29 /EXC HWY & WID/ TR 001727
Legal Subdivision	KENILWORTH FARMS
Legal Tract	001727
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	562 E MAIN ST, EL CAJON, CA 92020-4008
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Jan 18, 2019	Grant Deed, Transfer · Balloon Mortgage PROVIDENT SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Prior Sale	Mar 30, 1984 · Amount on Record
Deed Document Number	2015557322
Prior Transfer Date	Mar 17, 2005
Prior Transfer Doc	0000742749
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	484 E MAIN ST # 90, 90, EL CAJON, CA 92020-4006
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 AVENIDA ARRIBA, EL CAJON, CA 92020-7778

Mortgage

Document Number	0000359179
Date	Dec 19, 2025
Instrument	2025-0359179

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	EL CENTRO, CA 92244

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2019
Property Address	484 E MAIN ST # 90, 90, EL CAJON, CA 92020-4006
Document Number	0000021042
Map Reference	MAP 1727
Instrument Date	Jan 15, 2019
Instrument	2019-0021042
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E MAIN ST, EL CAJON, CA 92020-4008

Mortgage

Document Number	0000021043
Date	Jan 18, 2019
Instrument	2019-0021043

Lender

Name	PROVIDENT SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,812 (+2%) Land $362,238 Building $416,574
2025	$11,174.00 (-1.46%)	$763,542 (+4.04%) Land $355,136 Building $408,406
2023	$11,339.00 (+7.76%)	$733,896 Land $341,347 Building $392,549
2022	$10,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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