San Diego County property record for 422 E Main St, El Cajon, CA 92020 · Last verified July 2026
| Property Type | Commercial > Retail > Mixed Use Store/Office |
|---|---|
| Year Built | Built 1954 |
| Square Footage | 2,426 sqft Total Area |
| Lot Size | 6,960 sqft (0.16 acres) |
| Last Sale | $1,000,000 (2015) |
| Tax Bill | $7,971.00 (2025) |
Source: San Diego County records · APN 488-112-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 562 E MAIN ST, EL CAJON, CA 92020-4008 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Jan 18, 2019 | Grant Deed, Transfer · Balloon Payment PROVIDENT SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on Record |
| Deed Sale | Oct 23, 2015 · Amount on Record |
| Deed Doc Number | 2015557322 |
| Prior Transfer Date | Mar 18, 2005 |
| Prior Transfer Doc | 0000742902 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 422 E MAIN ST, EL CAJON, CA 92020-4006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 1511 AVENIDA ARRIBA, EL CAJON, CA 92020-7778 |
| Document Number | 0000359179 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-0359179 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | EL CENTRO, CA 92244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 18, 2019 |
| Property Address | 422 E MAIN ST, EL CAJON, CA 92020-4006 |
| Document Number | 0000021042 |
| Map Reference | MAP 1727 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019-0021042 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 E MAIN ST, EL CAJON, CA 92020-4008 |
| Document Number | 0000021043 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-0021043 |
| Name | PROVIDENT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2029 |
| Document Number | 0000021043 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 2019-0021043 |
| Name | PROVIDENT SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2029 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $537,950 (+2%) Land $332,052 Building $205,898 | |
| 2025 | $7,971.00 (+14.16%) | $527,403 (+8.26%) Land $325,542 Building $201,861 |
| 2023 | $6,982.00 (+2.08%) | $487,156 Land $312,901 Building $174,255 |
| 2022 | $6,840.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 488-112-19-00 |
|---|
| Building Area | 2,426 sqft Total Area |
|---|---|
| Gross Area | 1,232 sqft Gross Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 6,960 sqft (0.16 acres) |
| Depth X Width | 128 ft x 57 ft Depth x Width |
| Street Address | 422 E MAIN ST |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-4006 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | LOT 30 /EXC HWY/ TR 001727 |
| Legal Subdivision | KENILWORTH FARMS |
| Legal Tract | 001727 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 15801 |
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