484 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 484 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 2015
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,800 (Feb 2026)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2026 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`51001434070/00`

Property Details

APN / Parcel Number

Primary APN	`51001434070/00`
Alternative APNs	`41-08-14-044-037.000-009` `00001088985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft
Basement Area	429 sqft
Unfinished Basement	429 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	60 ft deep x 35 ft wide
Porch	Porch
Porch Area	170 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088985
Street Address	484 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON #6 PT LOT 43 MP FRANKLIN COMMUNI
Legal Subdivision	CITY OF FRANKLIN
Legal Lot Number	43
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2065
Census Tract	611000

Owner

Source: Johnson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1385 NIAGARA LN, FRANKLIN, IN 46131-9136
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK SB
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Mar 3, 2025	Limited Warranty Deed, Transfer · Commercial Mortgage HUNTINGTON NATIONAL BANK
Feb 26, 2024	Warranty Deed, Transfer · Commercial Mortgage HOME BANK SB
Feb 26, 2024	Warranty Deed, Transfer · Commercial Mortgage HOME BANK SB
Oct 29, 2020	Warranty Deed, Transfer · Commercial Mortgage JACKSON COUNTY BANK
Dec 12, 2006	Deed, Transfer · Conventional Mortgage GREENBRIAR MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Mar 3, 2025 · Amount on Record
Deed Document Number	20262837
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007557
Date	Apr 4, 2022
Instrument	2022-007557

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2042

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 12, 2026
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2026002837
Instrument Date	Feb 11, 2026
Instrument	2026-002837
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	DENALI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 NIAGARA LN, FRANKLIN, IN 46131-9136

Mortgage

Document Number	2026002838
Date	Feb 12, 2026
Instrument	2026-002838

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 12, 2026
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2026002837
Instrument Date	Feb 11, 2026
Instrument	2026-002837
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	DENALI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 NIAGARA LN, FRANKLIN, IN 46131-9136

Mortgage

Document Number	2026002838
Date	Feb 12, 2026
Instrument	2026-002838

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Mar 3, 2025
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2025003605
Instrument Date	Feb 27, 2025
Instrument	2025-003605
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 N 450 W, BARGERSVILLE, IN 46106-9216

Mortgage

Document Number	2025003606
Date	Mar 3, 2025
Instrument	2025-003606

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Max Rate At Change	12%
Index	Other
Margin	3

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 26, 2024
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2024002514
Instrument Date	Feb 20, 2024
Instrument	2024-002514
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	MVP NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 N GRAHAM RD, WHITELAND, IN 46184-9332

Mortgage

Document Number	2024002515
Date	Feb 26, 2024
Instrument	2024-002515

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 26, 2024
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2024002514
Instrument Date	Feb 20, 2024
Instrument	2024-002514
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	MVP NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4865 N GRAHAM RD, WHITELAND, IN 46184-9332

Mortgage

Document Number	2024002515
Date	Feb 26, 2024
Instrument	2024-002515

Lender

Name	HOME BANK SB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 29, 2020
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2020030952
Instrument Date	Oct 27, 2020
Instrument	2020-030952
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 E JEFFERSON ST, FRANKLIN, IN 46131-2515

Mortgage

Document Number	2020030953
Date	Oct 29, 2020
Instrument	2020-030953

Lender

Name	JACKSON COUNTY BANK
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Interest

Rate Type	Fixed Rate

December 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 12, 2006
Property Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515
Document Number	2006032172
Instrument Date	Nov 21, 2006
Instrument	2006-032172
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 E JEFFERSON ST, FRANKLIN, IN 46131-2515

Mortgage

Document Number	2006032173
Date	Dec 12, 2006
Instrument	2006-032173

Lender

Name	GREENBRIAR MORTGAGE INC
Address	GREENWOOD, IN 46143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00 (+78.14%)	$265,200 (+76.92%) Land $10,400 Building $254,800	$265,200 (+76.92%) Land $10,400 Building $254,800
2024	$3,316.00 (-3.21%)	$149,900 (-) Land $10,600 Building $139,300	$149,900 (-) Land $10,600 Building $139,300
2023	$3,426.00 (+5.74%)	$149,900 Land $10,600 Building $139,300	$149,900 Land $10,600 Building $139,300
2022	$3,240.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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