470 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 470 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,022 sqft · built 2006
Lot Size	1.16 acres (50,573 sqft)
Owner	2 Owner Names on File
Last Sale	$367,000 (Aug 2012)
Tax Bill	$46 (2025)
Deeds & Mortgages	Mar 2021 Refinance Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16A-2-1`

Property Details

APN / Parcel Number

Primary APN	`16A-2-1`
Alternative APNs	`016A 2 1` `1482`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,022 sqft Living Area
Basement Area	1,330 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,573 sqft (1.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	378 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1482
Old Parcel Number	016A 2 1
Street Address	470 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 1 SEC 2 1.161 AC LAURELWOOD
Legal Subdivision	LAURELWOOD
Legal Lot Number	1
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10301

Owner

The current owner of 470 Cropp Rd bought it in August 2012.

Source: Stafford County records, as of November 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	470 CROPP RD, FREDERICKSBURG, VA 22406-4019
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 26, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2012 · Amount on File
Deed Sale	Aug 29, 2012 · Amount on File
Prior Sale	Nov 1, 2007 · Amount on File
Deed Document Number	120018016
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	470 CROPP RD, FREDERICKSBURG, VA 22406-4019
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006848
Date	Mar 1, 2021
Instrument	210006848

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	470 CROPP RD, FREDERICKSBURG, VA 22406-4019
Document Number	200010364
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CROPP RD FREDERICKSBURG VA 224064019, FREDERICKSBURG, VA 22406-4019

Mortgage

Document Number	200010364
Date	May 13, 2020
Instrument	10364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	470 CROPP RD, FREDERICKSBURG, VA 22406-4019
Document Number	190011589
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CROPP RD FREDERICKSBURG VA 224064019, FREDERICKSBURG, VA 22406-4019

Mortgage

Document Number	190011589
Date	Jul 17, 2019
Instrument	11589

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	470 CROPP RD, FREDERICKSBURG, VA 22406-4019
Document Number	180007118
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180007118
Date	May 2, 2018
Instrument	7118

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 470 Cropp Rd was $46.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46.00	$596,200 Land $115,000 Building $481,200	$596,200 Land $115,000 Building $481,200
2023	$47.00	$505,600 Land $95,000 Building $410,600	$505,600 Land $95,000 Building $410,600
2021	$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Cropp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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