Lorain County property record for 48385 State Rte 511, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,066 sqft · built 1993 |
| Lot Size | 9.11 acres (397,267 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $149,500 (Sep 2012) |
| Tax Bill | $3,957 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-081-000-048 |
| Primary APN | 09-00-081-000-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 397,267 sqft (9.11 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Pole Barn | 1,288 sqft |
| Heating System | HVAC |
|---|
| Street Address | 48385 STATE ROUTE 511 |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -042 & -043 |
| Legal Subdivision | ORIGINAL RUSSIA TOWNSHIP |
| Legal Lot Number | 81 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 57100 |
The current owner of 48385 State Rte 511 bought it in September 2012.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 48385 STATE ROUTE 511, OBERLIN, OH 44074-9204 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2012 · Amount on File |
| Deed Sale | Sep 7, 2012 · Amount on File |
| Deed Document Number | 2012003767 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 48385 STATE ROUTE 511, OBERLIN, OH 44074-9204 |
| Document Number | 0000657854 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48385 STATE ROUTE 511 OBERLIN OH 440749204, OBERLIN, OH 44074-9204 |
| Document Number | 0000657854 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 657854 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 48385 State Rte 511 was $3,957.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,957.00 | $92,880 (%) Land $39,720 Building $53,160 | $265,380 (-) Land $113,490 Building $151,890 |
| 2024 | $3,957.00 (+11.15%) | $92,884 (+27.73%) Land $39,722 Building $53,162 | $265,380 (+27.73%) Land $113,490 Building $151,890 |
| 2023 | $3,560.00 (+3.13%) | $72,720 (-) Land $28,889 Building $43,831 | $207,770 Land $82,540 Building $125,230 |
| 2022 | $3,452.00 | $72,720 Land $28,890 Building $43,830 | |
| 2021 | $207,770 Land $82,540 Building $125,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48385 State Rte 511 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48385 State Rte 511 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cable Co-op.
5G (outdoors only) and 4G LTE
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