Lorain County property record for 48250 State Rte 511, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,805 sqft · built 1989 |
| Lot Size | 6.14 acres (267,458 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-081-000-034 |
| Primary APN | 09-00-081-000-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,430 sqft |
| 1st Floor Area | 1,805 sqft |
| Basement Area | 1,805 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 267,458 sqft (6.14 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 48250 STATE ROUTE 511 |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20000699103 |
| Legal Subdivision | RUSSIA |
| Legal Lot Number | 81 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | NEW RUSSIA |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 57100 |
48250 State Rte 511 is owned and occupied by an individual who acquired it in October 2021.
Source: Lorain County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48250 STATE ROUTE 511, OBERLIN, OH 44074-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 14, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2021 |
| Transfer Doc | 0000853998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 48250 STATE ROUTE 511, OBERLIN, OH 44074-9205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48250 STATE ROUTE 511, OBERLIN, OH 44074-9205 |
| Document Number | 0000909416 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023-0909416 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 14, 2021 |
| Property Address | 48250 STATE ROUTE 511, OBERLIN, OH 44074-9205 |
| Document Number | 0000853998 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021-0853998 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48250 STATE ROUTE 511, OBERLIN, OH 44074-9205 |
The 2025 property tax bill for 48250 State Rte 511 was $3,378 with a homeowner's exemption, down 15.3% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | New Russia Township |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (-15.25%) Homeowner's exemption | $100,200 (+0.01%) Land $31,900 Building $68,300 | $286,260 (-) Land $91,130 Building $195,130 |
| 2024 | $3,986.00 (+16.14%) | $100,191 (+26.31%) Land $31,896 Building $68,296 | $286,260 (+26.31%) Land $91,130 Building $195,130 |
| 2023 | $3,432.00 (+2.51%) | $79,321 (+%) Land $28,032 Building $51,289 | $226,630 Land $80,090 Building $146,540 |
| 2022 | $3,348.00 | $79,320 Land $28,030 Building $51,290 | |
| 2021 | $226,630 Land $80,090 Building $146,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48250 State Rte 511 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48250 State Rte 511 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Cable Co-op.
5G (outdoors only) and 4G LTE
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