4838 Cypress Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4838 Cypress Loop, Orange Beach, AL 36561 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,804 sqft · built 2018
Lot Size	0.09 acres (3,923 sqft)
Owner	Individual Name on File
Last Sale	$329,500 (Sep 2019)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Mar 2018 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`66-01-01-1-001-001.052`

Property Details

APN / Parcel Number

Primary APN	`66-01-01-1-001-001.052`
Alternative APNs	`300976` `362116`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,804 sqft Heated Area
1st Floor Area	1,804 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,923 sqft (0.09 acres)
Lot Dimensions	110 ft deep x 35.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	362116
Street Address	4838 CYPRESS LOOP
City	ORANGE BEACH
State	AL
Zip	36561-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35.5' X 110.5' IRR LOT 69 CYPRESS VILLAGE SUB FILING NUMBERTHREE SLIDE 2489-A & B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (
Legal Subdivision	CYPRESS VILLAGE SUB
Legal Lot Number	69
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2008
Census Tract	11417

Owner

Source: Baldwin County records · APN 66-01-01-1-001-001.052

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4838 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 05, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRYANT BK
Mar 27, 2017	Warranty Deed, Transfer BALDWIN ACQUISITIONS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	20191784567
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 18, 2019
Property Address	4838 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Document Number	0001784567
Instrument Date	Sep 10, 2019
Instrument	1784567
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$329.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4838 CYPRESS LOOP ORANGE BEACH AL 365619006, ORANGE BEACH, AL 36561-9006

Mortgage

Document Number	1784568
Date	Sep 18, 2019
Instrument	1784568

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 05, 2018
Property Address	4838 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Instrument Date	Mar 01, 2018
Instrument	1682790
Transaction Type	Construction Loan
Record Updated	Mar 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774

Mortgage

Document Number	0001682790
Date	Mar 05, 2018
Instrument	1682790

Lender

Name	BRYANT BK
Type	Bank
Address	FOLEY, AL 36535

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 27, 2017
Property Address	4838 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Document Number	0001624355
Instrument Date	Mar 21, 2017
Instrument	1624355
Transaction Type	Transfer
Record Updated	Apr 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

Mortgage

Document Number	1624356
Date	Mar 27, 2017
Instrument	1624356

Lender

Name	BALDWIN ACQUISITIONS LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (+5.04%)	$43,080 (+4.92%) Land $9,580 Building $33,500	$494,300 (+20.44%) Land $109,800 Building $384,500
2023	$1,012.00 (+6.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$41,060 (+6.1%)	$410,400 (+6.07%) Land $72,900 Building $337,500
2022	$951.00 (+17.55%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,700	$386,900 Land $62,700 Building $324,200
2021	$809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030114172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 261 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	628 units insured 367 under condo master policies
Nearby Flood Claims	151 (2004–2020)
Claims Outside the SFHA	5 of 151
Most Recent Claim	Sep 2020, tidal / storm surge
Claims By Storm	Hurricane Sally, Sep 2020 · 134 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	About 1 in 568 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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