4830 Cypress Loop, Orange Beach, AL 36561 Property Records

Baldwin County property record for 4830 Cypress Loop, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,820 sqft · built 2018
Lot Size0.127 acres (5,525 sqft)
OwnerIndividual Name on File
Last Sale$437,500 (Nov 2020)
Tax Bill$1,907 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN66-01-01-1-001-001.060

Property Details

APN / Parcel Number

Primary APN66-01-01-1-001-001.060
Alternative APNs
  • 300984
  • 321688

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,820 sqft Heated Area
1st Floor Area1,746 sqft
Upper Floors Area1,074 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,525 sqft (0.127 acres)
Lot Dimensions110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number321688
Street Address4830 CYPRESS LOOP
CityORANGE BEACH
StateAL
Zip36561-9006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50' X 110.5' LOT 77 CYPRESS VILLAGE SUB FILING NUMBER THREESLIDE 2489-A & B IN THE CITY OF ORANGE BEACH SEC 1-T9S-R4E (WD/SUR
Legal SubdivisionCYPRESS VILLAGE SUB
Legal Lot Number77
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2008
Census Tract11417

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4830 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Deed of Trust, Mortgage · Line of Credit
RIVER BANK & TRUST
Aug 29, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Mar 7, 2018Trustee's Deed, Construction Loan · Construction Mortgage
BRYANT BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Prior SaleAug 29, 2018 · Amount on Record
Deed Document Number20201869188
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address4830 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4830 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006

Mortgage

Document Number0002084200
DateSep 5, 2023
Instrument2084200
Lender
NameRIVER BANK & TRUST
TypeBank
AddressDAPHNE, AL 36526
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateAug 29, 2018
Property Address4830 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Document Number0001716785
Instrument DateAug 27, 2018
Instrument1716785
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$38.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4830 CYPRESS LOOP ORANGE BEACH AL 365619006, ORANGE BEACH, AL 36561-9006

Mortgage

Document Number1716786
DateAug 29, 2018
Instrument1716786
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 28, 2038

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBALDWIN AL
Recording DateMar 7, 2018
Property Address4830 CYPRESS LOOP, ORANGE BEACH, AL 36561-9006
Instrument DateMar 1, 2018
Instrument1683370
Transaction TypeConstruction Loan
Record UpdatedMar 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774

Mortgage

Document Number0001683370
DateMar 7, 2018
Instrument1683370
Lender
NameBRYANT BK
TypeBank
AddressFOLEY, AL 36535
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,907.00 (+4.15%)$61,500 (+3.99%) Land $9,640 Building $51,860$700,100 (+18.4%) Land $109,800 Building $590,300
2023$1,831.00 (+16.25%) Homeowner's exemption$59,140 (+15.64%)$591,300 (+15.65%) Land $72,900 Building $518,400
2022$1,575.00 (+4.3%) Homeowner's exemption$51,140$511,300 Land $74,100 Building $437,200
2021$1,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 261 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies628 units insured
incl. 367 condo units
Nearby Flood Claims151 (2004–2020)
Claims Outside the SFHA5 of 151
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 134 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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