4836 E Whispering Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4836 E Whispering Ln, Flagstaff, AZ 86004

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,934 sqft · built 1981
Lot Size0.291 acres (12,693 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (May 2008)
Tax Bill$2,720 (2025)
Deeds & MortgagesAug 2019 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN117-23-049

Property Details

APN / Parcel Number

Primary APN117-23-049
Alternative APN
  • R0009090

Interior

Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,934 sqft

Exterior

Year BuiltBuilt 1981
Exterior MaterialWood
Construction TypeConcrete
Lot Area12,693 sqft (0.291 acres)
Garage TypeAttached
Garage Area576 sqft
PorchPorch
Porch Area198 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR0009090
Street Address4836 E WHISPERING LN
CityFLAGSTAFF
StateAZ
Zip86004-7518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: EVERGREEN LOT: 257 SIXTEENTH: SE QUARTER: NW SECTION: 18 TOWNSHIP: 21N RANGE: 08E
Legal Range08E
Legal Township21N
Legal Section18
Legal SubdivisionEVERGREEN
Legal Lot Number257
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1000
Census Tract601

Owner

Source: Coconino County records · APN 117-23-049

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4836 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 16, 2020Deed of Trust, Mortgage · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Oct 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2008 · Amount on Record
Deed SaleMay 16, 2008 · Amount on Record
Prior SaleMay 16, 2008 · Amount on Record
Deed Document Number0003486866
Last Transfer DateOct 26, 2018
Transfer Doc0003828549
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4836 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyALLIED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003850836
DateAug 28, 2019
Instrument3850836
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4836 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Document Number0003873516
Instrument DateMay 16, 2020
Transaction TypeMortgage
Record UpdatedJun 04, 2020
Title CompanyALLIED TITLE, ALLIED TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4836 E WHISPERING LN FLAGSTAFF AZ 860047518, FLAGSTAFF, AZ 86004-7518

Mortgage

Document Number0003873516
DateMay 21, 2020
Instrument3873516
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateOct 26, 2018
Property Address4836 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Document Number0003828549
Map ReferenceCASE3 MAP146-146G
Instrument DateOct 19, 2018
Instrument3828549
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyAMERICAN TITLE SVCS AGENCY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address895 RODEO RD, 895, SEDONA, AZ 86336-3244

Transferred To (Grantee/Buyer)

NameVerified Name
Address4836 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518

Mortgage

Document Number0003828550
DateOct 26, 2018
Instrument3828550
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Coconino County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
MunicipalityFlagstaff City
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$61,837 (-2.03%) Land $22,782 Building $39,055
2025$2,720.00 (+8.71%) Homeowner's exemption$618,378 (-2.03%) Land $227,824 Building $390,554
2024$63,119 Land $26,803 Building $36,316
2023$2,502.00 Homeowner's exemption$631,189 Land $268,028 Building $363,161

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coconino County (04005C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040050006011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 386 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluespan Wireless, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF FLAGSTAFF
serves 79,796 people
Water SourceSurface water
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Whispering Ln

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