4818 E Whispering Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4818 E Whispering Ln, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2.75 ba · 1,705 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2025)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-23-048`

Property Details

APN / Parcel Number

Primary APN	`117-23-048`
Alternative APN	`R0009089`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	410 sqft
Porch	Metal Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0009089
Street Address	4818 E WHISPERING LN
City	FLAGSTAFF
State	AZ
Zip	86004-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EVERGREEN LOT: 256 SIXTEENTH: SE QUARTER: NW SECTION: 18 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	EVERGREEN
Legal Lot Number	256
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	601

Owner

Source: Coconino County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10301 N 130TH WAY, SCOTTSDALE, AZ 85259-5325
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Mar 4, 2024	Special Warranty Deed, Transfer
Mar 4, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	20254020290
Prior Transfer Date	Mar 4, 2024
Prior Transfer Doc	0003990672
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Apr 24, 2026
Property Address	4818 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Document Number	0004038047
Instrument Date	Apr 21, 2026
Instrument	20264038047
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0004038048,
Date	Apr 24, 2026
Instrument	20264038048

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 4, 2024
Property Address	4818 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Document Number	0003990673
Map Reference	CASE 3 MAP 146&146G
Instrument Date	Feb 8, 2024
Instrument	3990673
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 W VISTA BONITA DR, GLENDALE, AZ 85310-5740

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 4, 2024
Property Address	4818 E WHISPERING LN, FLAGSTAFF, AZ 86004-7518
Document Number	0003990672
Map Reference	CASE 3 MAP 146-146G
Instrument Date	Feb 8, 2024
Instrument	3990672
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 W VISTA BONITA DR, GLENDALE, AZ 85310-5740

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,187 (+0.57%) Land $22,080 Building $37,107
2025	$2,995.00 (+3.06%)	$58,849 (-3.86%)	$588,495 (-3.86%) Land $275,994 Building $312,501
2024	$2,906.00 (+3.97%)	$61,213 Land $27,599 Building $33,614
2023	$2,795.00		$612,137 Land $275,994 Building $336,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, T-Mobile.

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