48350 Sea Side View Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 48350 Sea Side View Rd, Ridge, MD 20680 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,129 sqft · built 2006
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (May 2008)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-039261`

Property Details

APN / Parcel Number

Primary APN	`01-039261`
Alternative APNs	`1039261` `039261`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,129 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1,056 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	039261
Street Address	48350 SEA SIDE VIEW RD
City	RIDGE
State	MD
Zip	20680-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 PLAT 31/66 SEASIDE MANOR
Legal Subdivision	SEASIDE MANOR
Legal Lot Number	4
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	1
Census Block	1024
Census Tract	876200

Owner

Source: St. Mary's County records · APN 01-039261

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48350 SEA SIDE VIEW RD, RIDGE, MD 20680-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2008 · Amount on Record
Deed Sale	May 19, 2008 · Amount on Record
Prior Sale	Nov 05, 2003 · Amount on Record
Deed Document Number	20082581
Deed Book / Page	3169 / 325
Last Transfer Date	Jan 26, 2021
Transfer Doc	0056710171
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Mar 03, 2021
Property Address	48350 SEA SIDE VIEW RD, RIDGE, MD 20680-3017
Document Number	0056710171
Book / Page	5671 / 171
Map Reference	MB MRB 31 PL 66
Instrument Date	Jan 26, 2021
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48350 SEA SIDE VIEW RD, RIDGE, MD 20680-3017
Investor	Possibly a Property Investor

Mortgage

Document Number	5671175
Date	Mar 03, 2021
Instrument	5671/175

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,900 (+6.83%) Land $356,000 Building $312,900	$668,900 (-) Land $356,000 Building $312,900
2025	$6,250.00 (+9.04%) Homeowner's exemption	$626,133 (+15.82%)	$668,900 (+23.73%) Land $356,000 Building $312,900
2023	$5,732.00 Homeowner's exemption	$540,600 Land $306,000 Building $234,600	$540,600 Land $306,000 Building $234,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 93% of Maryland
Wildfire Likelihood	About 1 in 595 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.