St. Mary's County property record for 48465 Sea Side View Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Dec 2021) |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-002880 |
| Primary APN | 01-002880 |
|---|---|
| Alternative APNs |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Lot Area | 82,764 sqft (1.9 acres) |
|---|---|
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Boat Access | Boat Access |
| Account Number | 002880 |
|---|---|
| Street Address | 48465 SEA SIDE VIEW RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 8 SECTION 1 SMITH SUB |
| Legal Subdivision | SMITH SUB |
| Legal Lot Number | 8 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 876200 |
48465 Sea Side View Rd is owned and occupied by an individual who bought it in December 2021.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48465 SEA SIDE VIEW RD, RIDGE, MD 20680-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on File |
| Deed Sale | Dec 10, 2021 · Amount on File |
| Prior Sale | Jan 21, 2003 · Amount on File |
| Deed Book / Page | 6010 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Dec 10, 2021 |
| Property Address | 48465 SEA SIDE VIEW RD, RIDGE, MD 20680-3014 |
| Document Number | 0060100445 |
| Book / Page | 6010 / 445 |
| Map Reference | LB CBG 18 FO 137 |
| Instrument Date | Nov 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 696 MIDDLE RTE, GILMANTON, NH 03237-4219 |
| Document Number | 0006010450 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 6010/450 |
| Name | COLONIAL FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48465 Sea Side View Rd was $3,098.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,500 Land $297,000 Building $15,500 | $312,500 Land $297,000 Building $15,500 | |
| 2025 | $3,098.00 | ||
| 2023 | $2,676.00 | $259,700 Land $256,500 Building $3,200 | $259,700 Land $256,500 Building $3,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48465 Sea Side View Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48465 Sea Side View Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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