4835 Cardiff Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4835 Cardiff Bay Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,149 sqft · built 1997
Lot Size0.341 acres (14,851 sqft)
OwnerCompany Name on Record
Last Sale$184,500 (Jun 1997)
Tax Bill$3,450 (2025)
Flood ZoneZone X (minimal risk)
APN122-385-36-00

Property Details

APN / Parcel Number

Primary APN122-385-36-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,149 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area14,851 sqft (0.341 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4835 CARDIFF BAY DR
CityOCEANSIDE
StateCA
Zip92057-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 639 TR 012384
Legal SubdivisionWHELAN RANCH
Legal Tract012384
Legal Block1
Legal Lot Number639
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 546, SAN LUIS REY, CA 92068-0546
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 1997 · Amount on Record
Deed SaleJun 20, 1997 · Amount on Record
Deed Document Number1997289176
Last Transfer DateOct 21, 2013
Transfer Doc0000653538
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,472 (+2%) Land $73,080 Building $233,392
2025$3,450.00 (+5.25%) Homeowner's exemption$300,464 (+4.04%) Land $71,648 Building $228,816
2023$3,278.00 (+1.58%) Homeowner's exemption$288,799 Land $68,867 Building $219,932
2022$3,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Cardiff Bay Dr

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