San Diego County property record for 4824 Cardiff Bay Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,575 sqft · built 1993 |
| Lot Size | 0.316 acres (13,786 sqft) |
| Owner | Company Name on File |
| Last Sale | $233,000 (Aug 1997) |
| Tax Bill | $4,340 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-385-16-00 |
| Primary APN | 122-385-16-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,575 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 13,786 sqft (0.316 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4824 CARDIFF BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 583 TR 012383 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012383 |
| Legal Block | 1 |
| Legal Lot Number | 583 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18617 |
4824 Cardiff Bay Dr is owned by a company that acquired it in October 2001.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 37 HEMLOCK ST, ARLINGTON, MA 02474-2107 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 1997 · Amount on File |
| Deed Sale | Aug 19, 1997 · Amount on File |
| Deed Document Number | 1997400595 |
| Last Transfer Date | Oct 23, 2001 |
| Transfer Doc | 0000767312 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4824 Cardiff Bay Dr was $4,340, up 1.9% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $379,457 (+2%) Land $76,647 Building $302,810 | |
| 2025 | $4,340.00 (+1.95%) | $372,018 Land $75,145 Building $296,873 |
| 2024 | $4,257.00 (+3.15%) | |
| 2023 | $4,127.00 (+1.55%) | $357,574 Land $72,228 Building $285,346 |
| 2022 | $4,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4824 Cardiff Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4824 Cardiff Bay Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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