4834 Covington Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 4834 Covington Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2017)
Tax Bill	$2,613 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02045E0184.000000`

Property Details

APN / Parcel Number

Primary APN	`02045E0184.000000`
Alternative APNs	`5509 26 6364` `58318`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,878 sqft Living Area
Gross Area	2,433 sqft
1st Floor Area	1,208 sqft
Upper Floors Area	670 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	850 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	58318
Street Address	4834 COVINGTON DR NW
City	CONCORD
State	NC
Zip	28027-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 184 COVINGTON
Legal Subdivision	COVINGTON
Legal Lot Number	184
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2003
Census Tract	42601

Owner

4834 Covington Dr NW is owned by two individuals who bought it in December 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2030 STONEY CREEK DR NW, CONCORD, NC 28027-8073
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Apr 22, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Jan 30, 2009 · Amount on File
Deed Document Number	201712827-0122
Deed Book / Page	12827 / 122
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 29, 2017
Property Address	4834 COVINGTON DR NW, CONCORD, NC 28027-2862
Document Number	0012827122
Book / Page	12827 / 0122
Map Reference	MB30 PG58
Instrument Date	Dec 22, 2017
Instrument	12827-0122
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 KENTWOOD DR, 920, RACINE, WI 53402-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 STONEY CREEK DR NW, CONCORD, NC 28027-8073

Mortgage

Document Number	0128270125
Date	Dec 29, 2017
Instrument	12827-0125

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4834 COVINGTON DR NW, CONCORD, NC 28027-2862
Document Number	1245854
Book / Page	012458 / 000054
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4834 COVINGTON DR NW CONCORD NC 280272862, CONCORD, NC 28027-2862

Mortgage

Document Number	1245854
Date	Apr 26, 2017
Book Page	012458/000054
Instrument	10276

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,230 Land $90,000 Building $275,230
2024			$365,230 (+70.54%) Land $90,000 Building $275,230
2023	$2,613.00	$214,160 Land $55,000 Building $159,160	$214,160 Land $55,000 Building $159,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4834 Covington Dr NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4834 Covington Dr NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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