4827 Covington Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 4827 Covington Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,958 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2017)
Tax Bill	$2,933 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02045E0294.000000`

Property Details

APN / Parcel Number

Primary APN	`02045E0294.000000`
Alternative APNs	`5509 26 6558` `119579`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	910 sqft
Upper Floors Area	1,048 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	176 ft deep x 76 ft wide
Garage Type	Mixed
Garage Area	466 sqft
Driveway	Concrete Driveway
Driveway Area	940 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	119579
Street Address	4827 COVINGTON DR NW
City	CONCORD
State	NC
Zip	28027-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 294 COVINGTON
Legal Subdivision	COVINGTON
Legal Lot Number	294
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2000
Census Tract	42601

Owner

4827 Covington Dr NW is owned and occupied by two individuals who bought it in November 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4827 COVINGTON DR NW, CONCORD, NC 28027-2862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 28, 2017	Warranty Deed, Transfer · Conventional with PMI ALLEN TATE MTG PTRS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Apr 3, 2002 · Amount on File
Deed Document Number	201712784-0056
Deed Book / Page	12784 / 56
Prior Transfer Date	Feb 16, 2004
Prior Transfer Doc	5145000270
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4827 COVINGTON DR NW, CONCORD, NC 28027-2862
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015763303
Date	Jan 3, 2022
Book Page	15763/303

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 28, 2017
Property Address	4827 COVINGTON DR NW, CONCORD, NC 28027-2862
Document Number	1278456
Book / Page	012784 / 000056
Instrument Date	Nov 28, 2017
Instrument	30835
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4827 COVINGTON DR NW CONCORD NC 280272862, CONCORD, NC 28027-2862

Mortgage

Document Number	1278459
Date	Nov 28, 2017
Book Page	012784/000059
Instrument	30836

Lender

Name	ALLEN TATE MTG PTRS LLC
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Mortgage

Document Number	1278471,
Date	Nov 28, 2017
Book Page	012784/000071
Instrument	30837

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,520 Land $90,000 Building $290,520
2024			$380,520 (+58.27%) Land $90,000 Building $290,520
2023	$2,933.00	$240,420 Land $55,000 Building $185,420	$240,420 Land $55,000 Building $185,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4827 Covington Dr NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4827 Covington Dr NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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