4833 Joy Rd, Midland, MI 48642 Property Records

Bay County property record for 4833 Joy Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,856 sqft · built 1992
Lot Size	3.71 acres (161,608 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2022)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-019-400-185-04`

Property Details

APN / Parcel Number

Primary APN	`140-019-400-185-04`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	161,608 sqft (3.71 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4833 JOY RD
City	MIDLAND
State	MI
Zip	48642-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM 240 FT E OF NW COR OF NE 1/4 OF SE 1/4 TH S 1048.79 FT TH E 418 FT TH N PARA WI E 1/8 LI TO A PT 773 FT S OF E&W 1/4 LI
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2026
Census Tract	285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2734 W SAGINAW RD, COLEMAN, MI 48618-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage SUNRISE FAMILY CU
Jul 7, 2020	Quit Claim Deed, Transfer MORTGAGE CONNECT LP
Oct 10, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 11, 2017	Warranty Deed, Transfer · FHA Mortgage PREMIA RELOCATION MORTGAGE
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20228850
Prior Transfer Date	Aug 14, 2003
Prior Transfer Doc	2101000154
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 13, 2022
Property Address	4833 JOY RD, MIDLAND, MI 48642-9252
Document Number	0000008850
Instrument Date	Jun 8, 2022
Instrument	202208850
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3735 NEWCASTLE DR, 3735, ROCHESTER HILLS, MI 48306-3683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 W SAGINAW RD, COLEMAN, MI 48618-9750

Mortgage

Document Number	0000008851
Date	Jun 13, 2022
Instrument	202208851

Lender

Name	SUNRISE FAMILY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Jul 7, 2020
Property Address	4833 JOY RD, MIDLAND, MI 48642-9252
Document Number	0000008972
Instrument Date	Jun 24, 2020
Instrument	8972
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8112 N SHEPHERD RD CLARE MI 486179174, CLARE, MI 48617-9174

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY MI
Recording Date	Oct 10, 2019
Property Address	4833 JOY RD, MIDLAND, MI 48642-9252
Document Number	0000013873
Instrument Date	Oct 4, 2019
Instrument	13873
Transaction Type	Foreclosure
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,286.78
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764
Investor	Possibly a Property Investor

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 11, 2017
Property Address	4833 JOY RD, MIDLAND, MI 48642-9252
Document Number	0032320641
Book / Page	3232 / 641
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4833 JOY RD, 4833, MIDLAND, MI 48642-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 JOY RD, MIDLAND, MI 48642-9252

Mortgage

Document Number	3232643
Date	Aug 11, 2017
Instrument	3232/643

Lender

Name	PREMIA RELOCATION MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4833 JOY RD, MIDLAND, MI 48642-9252
Document Number	0032130683
Book / Page	003213 / 000683
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4833 JOY RD MIDLAND MI 486429252, MIDLAND, MI 48642-9252

Mortgage

Document Number	0032130683
Date	Apr 28, 2017
Book Page	003213/000683

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (-19.96%) Homeowner's exemption	$111,950 (+21.49%)	$223,900 (+21.49%)
2023		$92,150	$184,300
2022	$4,981.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures