4779 Joy Rd, Midland, MI 48642 Property Records

Bay County property record for 4779 Joy Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1960
Lot Size	2.96 acres (128,938 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2022)
Tax Bill	$3,364 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-019-400-080-00`

Property Details

APN / Parcel Number

Primary APN	`140-019-400-080-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,964 sqft Living Area
1st Floor Area	1,452 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	128,938 sqft (2.96 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4779 JOY RD
City	MIDLAND
State	MI
Zip	48642-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM 225 FT S & 300 FT E OF NW COR OF NE 1/4 OF SE 1/4 TH S 548 FT TH E 240 FT TH N 533 FT TH W 160 FT TH N 15 FT TH W 80 FT
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2026
Census Tract	285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	610 S WILLIAMS ST, BAY CITY, MI 48706-4688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	Nov 3, 2014 · Amount on File
Deed Document Number	202215716
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0028600953
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 15, 2022
Property Address	4779 JOY RD, MIDLAND, MI 48642-9252
Document Number	0000015716
Instrument Date	Nov 7, 2022
Instrument	202215716
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4779 JOY RD, MIDLAND, MI 48642-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 S WILLIAMS ST, BAY CITY, MI 48706-4688

Mortgage

Document Number	0000015717
Date	Nov 15, 2022
Instrument	202215717

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,364.00 (+86.27%) Homeowner's exemption	$93,850 (+4.92%)	$187,700 (+4.92%)
2025	$1,806.00 (-28.48%) Homeowner's exemption	$89,450 (+16.47%)	$178,900 (+16.47%)
2023		$76,800	$153,600
2022	$2,525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joy Rd

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