4831 Minnesota Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4831 Minnesota Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1967
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2020)
Tax Bill	$7,993 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-0410-013-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0410-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,553 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4831 MINNESOTA AVE
City	FAIR OAKS
State	CA
Zip	95628-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	N 81.4 FT OF E 205 FT LOT 7 BLK 12 FAIR OAKS ADDEXC POR WIDENING MINNESOTA AVE 670604/144 O R
Legal Subdivision	FAIR OAKS ADD
Legal Block	12
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2009
Census Tract	8007

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4831 MINNESOTA AVE, FAIR OAKS, CA 95628-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE AFFINITY LLC
Apr 15, 2020	Grant Deed, Transfer ANCHOR LNS
Aug 25, 2017	Deed of Trust, Mortgage · FHA Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Apr 15, 2020 · Amount on File
Deed Book / Page	20200901 / 83
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	0000001398
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 1, 2020
Property Address	4831 MINNESOTA AVE, FAIR OAKS, CA 95628-4816
Document Number	2009010083
Instrument Date	Aug 28, 2020
Instrument	2009010083
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4831 MINNESOTA AVE FAIR OAKS CA 956284816, FAIR OAKS, CA 95628-4816

Mortgage

Document Number	2009010084
Date	Sep 1, 2020
Instrument	2009010084

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 15, 2020
Property Address	4831 MINNESOTA AVE, FAIR OAKS, CA 95628-4816
Document Number	2004151264
Instrument Date	Apr 13, 2020
Instrument	2004151264
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4704 ROSEVILLE RD #105 NORTH HIGHLANDS CA 956605173, 105, NORTH HIGHLANDS, CA 95660-5173

Mortgage

Document Number	2004151265
Date	Apr 15, 2020
Instrument	2004151265

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4831 MINNESOTA AVE, FAIR OAKS, CA 95628-4816
Document Number	1708300915
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4831 MINNESOTA AVE FAIR OAKS CA 956284816, FAIR OAKS, CA 95628-4816

Mortgage

Document Number	1708300915
Date	Aug 30, 2017
Instrument	1708300915

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,007 (+2%) Land $193,213 Building $485,794
2025	$7,993.00 (+0.78%) Homeowner's exemption	$665,694 (+4.04%) Land $189,425 Building $476,269
2024	$7,931.00 (+3.03%)
2023	$7,698.00 (+0.39%) Homeowner's exemption	$639,846 Land $182,070 Building $457,776
2022	$7,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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