4831 E FM 1396, Telephone, TX 75488 Property Records

Fannin County property record for 4831 E FM 1396, Telephone, TX 75488

Property Summary

Property TypeMobile Home
Details1 ba · 2,736 sqft · built 1976
Lot Size2.22 acres (97,008 sqft)
OwnerCompany Name on Record
Tax Bill$2,726 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1147-095-0000-03

Property Details

APN / Parcel Number

Primary APN1147-095-0000-03
Alternative APN
  • 84896

Interior

Full Baths1 Bath
Building Area2,736 sqft Living Area
1st Floor Area1,672 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1976
Exterior MaterialWood
Lot Area97,008 sqft (2.22 acres)
PorchPorch
Porch Area160 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number1147-095-0000-03
Old Parcel Number84896
Street Address4831 E FM 1396
CityTELEPHONE
StateTX
Zip75488-6639
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA1147 J WINDLE, ACRES 2.227, LABEL# TXS0610222
Legal SubdivisionJOHN A WINDLE ABS 1147
JurisdictionFANNIN TX
Township / Civil DivisionRAVENNA-TELEPHONE
Census Block Group1
Census Block1038
Census Tract950800

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4831 E FM 1396, TELEPHONE, TX 75488-6639
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Jan 23, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2009
Deed SaleNov 4, 2009
Deed Document Number0001458325
Deed Book / Page1458 / 325
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address4831 E FM 1396, TELEPHONE, TX 75488-6639
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4831 E FM 1396, TELEPHONE, TX 75488-6639

Mortgage

Document Number2022005834
DateJul 25, 2022
Instrument2022005834
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressBONHAM, TX 75418
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address4831 E FM 1396, TELEPHONE, TX 75488-6639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1927/0403
DateJan 23, 2017
Book Page1927/0403
Instrument2017-0344
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHERMAN, TX 75091
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
Unified School DistrictSam Rayburn Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,600 (-14.05%) Land $137,520 Building $68,080$205,600 (-14.05%) Land $137,520 Building $68,080
2024$2,726.00 (+345.42%)
2023$239,210 Land $178,540 Building $60,670$239,210 Land $178,540 Building $60,670
2018$612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE SHED WSC
serves 2,441 people · EPA ID TX0740035
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
300 / 75
Starlink
Satellite
280 / 30

May also be available: 360 Broadband, AT&T.

Nearby Properties on E FM 1396

Nearby Streets

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