Lake County property record for 4830 River St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,414 sqft · built 1922 |
| Lot Size | 0.338 acres (14,758 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,150 (Aug 2020) |
| Tax Bill | $7,694 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-019-B-00-014-0 |
| Primary APN | 27-A-019-B-00-014-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,758 sqft (0.338 acres) |
| Lot Dimensions | 238 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 35 sqft |
| Canopy | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | E 11 |
|---|---|
| Street Address | 4830 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 3 TRACT 13 S/L 79 & PART OF S/L 74 |
| Legal Subdivision | SMART ALLOTMENT NO.2 |
| Legal Tract | 13 |
| Legal Lot Number | 3 79 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-019-B-00-014-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Jul 13, 2021 | Intrafamily Transfer, Transfer |
| Aug 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2020 · Amount on Record |
| Deed Sale | Aug 06, 2020 · Amount on Record |
| Prior Sale | Aug 06, 2020 · Amount on Record |
| Deed Document Number | 0000021806 |
| Last Transfer Date | Jul 13, 2021 |
| Transfer Doc | 0000023954 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000028586 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022R028586 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 13, 2021 |
| Property Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000023954 |
| Map Reference | VOL D PG 72 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021R023954 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 06, 2020 |
| Property Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000021806 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 2020R021806 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4830 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000021807 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020R021807 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,694.00 (+54.4%) Homeowner's exemption | $81,270 (-) Land $16,440 Building $64,830 | |
| 2022 | $4,983.00 Homeowner's exemption | $81,270 Land $16,440 Building $64,830 | |
| 2021 | $232,190 Land $46,960 Building $185,230 |
Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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