Lake County property record for 4800 River St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,736 sqft · built 2014 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Oct 2025) |
| Tax Bill | $6,563 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-019-B-00-011-0 |
| Primary APN | 27-A-019-B-00-011-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 588 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,882 sqft (0.204 acres) |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| View / Lot | Extra Front |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4800 RIVER ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 3 TRACT 13 PART OF S/L 76 |
| Legal Subdivision | SMART ALLOTMENT NO.2 |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 3,76 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 201400 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4800 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 14, 2025 | Survivorship Deed, Transfer · VA Mortgage FIRST FSLA OF LAKEWOOD |
| May 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2013 · Amount on Record |
| Deed Document Number | 202522710 |
| Prior Transfer Date | Dec 28, 2001 |
| Prior Transfer Doc | 0000001113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 14, 2025 |
| Property Address | 4800 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000022710 |
| Map Reference | VOL D PG 72 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025R022710 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4800 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000022711 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R022711 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 14, 2021 |
| Property Address | 4800 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000016541 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021R016541 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Document Number | 0000016542 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021R016542 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,820 (-) Land $18,250 Building $102,570 | $345,210 (-) Land $52,140 Building $293,070 | |
| 2024 | $6,563.00 (-29.71%) Homeowner's exemption | $120,820 (+22.51%) Land $18,250 Building $102,570 | $345,210 (+22.51%) Land $52,140 Building $293,070 |
| 2023 | $9,337.00 (+54.64%) Homeowner's exemption | $98,620 (-) Land $14,610 Building $84,010 | |
| 2022 | $6,038.00 Homeowner's exemption | $98,620 Land $14,610 Building $84,010 | |
| 2021 | $281,770 Land $41,750 Building $240,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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