4830 Bernard Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 4830 Bernard Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,884 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$657,500 (Jan 2021)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-063191`

Property Details

APN / Parcel Number

Primary APN	`05-063191`
Alternative APNs	`5063191` `063191`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,884 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	290 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	063191
Street Address	4830 BERNARD DR
City	SYKESVILLE
State	MD
Zip	21784-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 - 2.00 ACS 4830 BERNARD DR 47-115/1 BAYLA FARM
Legal Subdivision	BAYLA FARM
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	3
Census Block	3004
Census Tract	505102

Owner

Source: Carroll County records · APN 05-063191

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4830 BERNARD DR, SYKESVILLE, MD 21784-7061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2021	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 07, 2021	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2021 · Amount on Record
Deed Sale	Jan 07, 2021 · Amount on Record
Prior Sale	Feb 18, 2004 · Amount on Record
Deed Book / Page	10040 / 134
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 07, 2021
Property Address	4830 BERNARD DR, ELDERSBURG, MD 21784-7061
Document Number	0100400034
Book / Page	10040 / 134
Map Reference	MB 47 PG 116
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Feb 07, 2021
Title Company	DBA ADMIRAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4830 BERNARD DR, SYKESVILLE, MD 21784-7061

Mortgage

Document Number	100400142
Date	Jan 07, 2021
Instrument	10040-0142

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 07, 2021
Property Address	4830 BERNARD DR, ELDERSBURG, MD 21784-7061
Document Number	0100400134
Book / Page	10040 / 134
Map Reference	MB 47 PG 116
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, DBA ADMIRAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4830 BERNARD DR, SYKESVILLE, MD 21784-7061

Mortgage

Document Number	0010040142
Date	Jan 07, 2021
Instrument	10040/142

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$723,700 (+16.2%)	$759,300 (+16.37%) Land $190,000 Building $569,300
2025	$7,732.00 (+9.88%) Homeowner's exemption
2023	$7,037.00 Homeowner's exemption	$622,800	$652,500 Land $190,000 Building $462,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 35 locations within half a mile of this property.

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