4820 Bernard Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 4820 Bernard Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,892 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$442,594 (Oct 2003)
Tax Bill	$7,651 (2026)
Flood Zone	Zone X (minimal risk)
APN	`05-063183`

Property Details

APN / Parcel Number

Primary APN	`05-063183`
Alternative APNs	`5063183` `063183`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,892 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	608 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	063183
Street Address	4820 BERNARD DR
City	SYKESVILLE
State	MD
Zip	21784-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 2.00 AC BERNARD DR 47-115/117 BAYLA FARM
Legal Subdivision	BAYLA FARM
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	3
Census Block	3004
Census Tract	505102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4820 BERNARD DR, SYKESVILLE, MD 21784-7061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2003 · Amount on Record
Deed Sale	Oct 20, 2003 · Amount on Record
Prior Sale	Jan 21, 2003 · Amount on Record
Deed Document Number	20031828
Deed Book / Page	3700 / 50
Last Transfer Date	Mar 29, 2022
Transfer Doc	1072000430
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,651.00 (+5.37%) Homeowner's exemption	$731,300 (+22.37%)	$792,200 (+29.98%) Land $190,000 Building $602,200
2025	$7,261.00 (+7.54%) Homeowner's exemption
2023	$6,752.00 Homeowner's exemption	$597,600	$609,500 Land $190,000 Building $419,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20