48292 S 620 Rd, Jay, OK 74346 Property Records

Delaware County property record for 48292 S 620 Rd, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,690 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Apr 2009 Line of Credit Jan 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21N24E-08-2-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`21N24E-08-2-00000-000-0000`
Alternative APNs	`0073493` `73493`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,690 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	130 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Lean-To	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	73493
Street Address	48292 S 620 RD
City	JAY
State	OK
Zip	74346-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-21-24 NE SW NW 1471-210
Legal Range	24E
Legal Township	21N
Legal Section	08
Jurisdiction	DELAWARE OK
Township / Civil Division	COLCORD
Census Block Group	4
Census Block	4036
Census Tract	976200

Owner

Source: Delaware County records · APN 21N24E-08-2-00000-000-0000

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 240, JAY, OK 74346-0240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2009	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jan 19, 2010	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO
Jul 20, 2011	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Dec 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2001
Deed Sale	Aug 31, 2001
Deed Document Number	0001471210
Record Updated	Jun 08, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	48292 S 620 RD, JAY, OK 74346-7004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001856/616
Date	Apr 15, 2009
Book Page	1856/616
Instrument	2009-003201

Lender

Name	ARVEST BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 15, 2009

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	48292 S 620 RD, JAY, OK 74346-7004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001892/665
Date	Jan 19, 2010
Book Page	1892/665
Instrument	2010-000416

Lender

Name	ARVEST MORTGAGE CO
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2035

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	48292 S 620 RD, JAY, OK 74346-7004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001954/312
Date	Jul 20, 2011
Book Page	1954/312
Instrument	2011-006152

Lender

Name	ARVEST BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2014

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	48292 S 620 RD, JAY, OK 74346-7004
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002018/410
Date	Dec 27, 2012
Book Page	2018/410
Instrument	2012-011336

Lender

Name	ARVEST MORTGAGE CO
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+1.14%) Homeowner's exemption	$18,946 (+3%) Land $1,778 Building $17,168	$348,023 (+22.35%) Land $50,250 Building $297,773
2024	$1,582.00 (+6.03%) Homeowner's exemption	$18,394 (+3%) Land $1,726 Building $16,668	$284,452 (+9.91%) Land $21,250 Building $263,202
2023	$1,492.00 Homeowner's exemption	$17,858 Land $1,699 Building $16,159	$258,815 Land $16,000 Building $242,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 2 locations within half a mile of this property.

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