44640 S 620 Rd, Jay, OK 74346 Property Records

Delaware County property record for 44640 S 620 Rd, Jay, OK 74346

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,473 sqft · built 1997
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2022)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Sep 2022 Sale May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22N24E-20-3-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N24E-20-3-00000-000-0000`
Alternative APNs	`0002418` `2418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,473 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,484,800 sqft (80 acres)
Garage Area	546 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	576 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2418
Street Address	44640 S 620 RD
City	JAY
State	OK
Zip	74346-6852
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-22-24 N2 SW 2458-621
Legal Range	24E
Legal Township	22N
Legal Section	20
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3060
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44640 S 620 RD, JAY, OK 74346-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC
May 18, 2021	Deed of Trust, Mortgage · Line of Credit TULSA TEACHERS CU
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT PLAINS NATIONAL BANK
May 1, 2018	Warranty Deed, Transfer · FHA Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20229057
Deed Book / Page	2458 / 621
Prior Transfer Date	Jan 31, 2006
Prior Transfer Doc	001702/099
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 20, 2022
Property Address	44640 S 620 RD, JAY, OK 74346-6852
Document Number	002458/621
Book / Page	2458 / 621
Instrument Date	Aug 3, 2022
Instrument	I-2022-009057
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44640 S 620 RD, JAY, OK 74346-6852

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	44640 S 620 RD, JAY, OK 74346-6852
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2382/274
Date	May 18, 2021
Book Page	2382/274
Instrument	2021-005125

Lender

Name	TULSA TEACHERS CU
Type	Credit Union
Address	TULSA, OK 74133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	44640 S 620 RD, JAY, OK 74346-6852
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2372/387
Date	Mar 31, 2021
Book Page	2372/387
Instrument	2021-003248

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	May 1, 2018
Property Address	44640 S 620 RD, JAY, OK 74346-6852
Document Number	002236/852
Book / Page	2236 / 852
Instrument Date	Apr 30, 2018
Instrument	2018-003029
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44640 S 620 RD, JAY, OK 74346-6852

Mortgage

Document Number	2018003030
Date	May 1, 2018
Instrument	2018-003030

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,922 (+3%) Land $1,652 Building $27,270	$251,494 (-7.7%) Land $14,367 Building $237,127
2025	$2,415.00 (+1.13%) Homeowner's exemption	$28,079 (+3%) Land $1,604 Building $26,475	$272,469 (+1.63%) Land $16,100 Building $256,369
2024	$2,388.00 (+5.9%) Homeowner's exemption	$27,262 (+3%) Land $1,557 Building $25,705	$268,111 (+16.49%) Land $16,100 Building $252,011
2023	$2,255.00 Homeowner's exemption	$26,468 Land $1,248 Building $25,220	$230,154 Land $10,850 Building $219,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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