Clay County property record for 4829 Peppergrass St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1997 |
| Lot Size | 1.24 acres (54,406 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 16-05-24-005954-636-00 |
| Primary APN | 16-05-24-005954-636-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 54,406 sqft (1.24 acres) |
| Lot Dimensions | 311 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4829 PEPPERGRASS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 79 JACKSONVILLE SO UNIT 2 AS REC OR 4686 PG 1548 & 4832 PG 1452 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SO UNIT 2 |
| Legal Block | 79 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30106 |
Source: Clay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4829 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 2, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Nov 3, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 |
| Deed Sale | Feb 2, 2023 |
| Prior Sale | Nov 3, 2022 · Amount on Record |
| Deed Document Number | 20234959 |
| Deed Book / Page | 4686 / 1548 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0048321452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 2, 2023 |
| Property Address | 4829 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0046861548 |
| Book / Page | 4686 / 1548 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023004959 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1919 BLANDING BLVD, JACKSONVILLE, FL 32210-3258 |
| Name | Verified Name |
|---|---|
| Address | 4829 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0046861550 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 4686/1550 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 4829 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0046641428 |
| Book / Page | 4664 / 1428 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022065627 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 19775, JACKSONVILLE, FL 32245-0775 |
| Name | Verified Name |
|---|---|
| Address | 1919 BLANDING BLVD STE 8, 8, JACKSONVILLE, FL 32210-3254 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,571.00 (+4.81%) | $234,159 (+7.15%) Land $34,000 Building $200,159 | $234,159 (+7.15%) Land $34,000 Building $200,159 |
| 2024 | $3,407.00 (-6.45%) | ||
| 2023 | $3,642.00 (+22.5%) | $218,537 (+10.33%) Land $30,000 Building $188,537 | $218,537 (+10.33%) Land $30,000 Building $188,537 |
| 2022 | $2,973.00 | $198,071 Land $25,000 Building $173,071 | $198,071 Land $25,000 Building $173,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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