Clay County property record for 4823 Peppergrass St, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 2020 |
| Lot Size | 1.48 acres (64,773 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,500 (Nov 2019) |
| Tax Bill | $3,448 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Nov 2019 Sale & Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 16-05-24-005954-637-00 |
| Primary APN | 16-05-24-005954-637-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 64,773 sqft (1.48 acres) |
| Lot Dimensions | 358 ft deep x 181 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 4823 PEPPERGRASS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5238 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 4 BLK 79 JACKSONVILLE SOUTH UNIT 2 O R 4255 PG 700 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 17 |
| Legal Subdivision | JACKSONVILLE SOUTH |
| Legal Block | 79 |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30106 |
4823 Peppergrass St, a mobile home, is owned and occupied by two individuals who bought it in November 2019.
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4823 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2020 | Loan Modification, Mortgage GSF MTG |
| Nov 27, 2019 | Grant Deed, Construction Loan · Construction Mortgage GSF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 · Amount on File |
| Deed Sale | Nov 27, 2019 · Amount on File |
| Prior Sale | Mar 20, 2019 · Amount on File |
| Deed Document Number | 2019063406 |
| Deed Book / Page | 4255 / 0700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4823 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0043540675 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4823 PEPPERGRASS ST MIDDLEBURG FL 320685238, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0043540675 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 004354/000675 |
| Instrument | 47890 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 27, 2019 |
| Property Address | 4823 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0042550701 |
| Book / Page | 004255 / 000701 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 63406 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 17, 2019 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $178.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4823 PEPPERGRASS ST MIDDLEBURG FL 32068, MIDDLEBURG, FL 32068 |
| Document Number | 42550702 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 004255/000702 |
| Instrument | 63407 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 4823 Peppergrass St was $3,448.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,448.00 | $270,032 Land $34,000 Building $236,032 | $270,032 Land $34,000 Building $236,032 |
| 2023 | $3,200.00 (+23.08%) | $227,773 (+33.15%) Land $30,000 Building $197,773 | $227,773 (+33.15%) Land $30,000 Building $197,773 |
| 2022 | $2,600.00 | $171,068 Land $25,000 Building $146,068 | $171,068 Land $25,000 Building $146,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4823 Peppergrass St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4823 Peppergrass St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures