Erie County and Clarence Town property record for 4828 Smiley Ter, Clarence, NY 14031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,895 sqft · built 1960 |
| Lot Size | 0.564 acres (24,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (May 2014) |
| Tax Bill | $7,583 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-0082240 |
| Primary APN | 020-0082240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,895 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| 2nd Floor Area | 1,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 24,500 sqft (0.564 acres) |
| Lot Dimensions | 195 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 500 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 020-0082240 |
|---|---|
| Street Address | 4828 SMILEY TER |
| City | CLARENCE |
| State | NY |
| Zip | 14031-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC 2154 SL 24 SEC 6 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CLARENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 14703 |
4828 Smiley Ter is owned and occupied by two individuals who bought it in May 2014.
Source: Erie County and Clarence Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4828 SMILEY TER, CLARENCE, NY 14031-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on File |
| Deed Sale | May 21, 2014 · Amount on File |
| Prior Sale | Jul 11, 1996 · Amount on File |
| Deed Document Number | 201499364 |
| Deed Book / Page | 11264 / 2842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4828 SMILEY TER, CLARENCE, NY 14031-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4828 SMILEY TER, CLARENCE, NY 14031-1516 |
| Document Number | 0140308327 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 14030/8327 |
| Instrument | 2021250438 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 21, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 4828 SMILEY TER, CLARENCE, NY 14031-1516 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4828 SMILEY TER, CLARENCE, NY 14031-1516 |
| Document Number | 0140104355 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 14010/4355 |
| Instrument | 2021163416 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 4828 Smiley Ter was $7,583, up 162.7% from the year before.
Source: Erie County and Clarence Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Clarence Town |
| Unified School District | Clarence Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,583.00 (+162.66%) | ||
| 2025 | $2,887.00 (-59.69%) | $471,000 (-) Land $58,000 Building $413,000 | $471,000 (-) Land $58,000 Building $413,000 |
| 2024 | $7,162.00 | $471,000 (+47.19%) Land $58,000 Building $413,000 | $471,000 (+17.75%) Land $58,000 Building $413,000 |
| 2023 | Homeowner's exemption | $320,000 Land $58,000 Building $262,000 | $400,000 Land $72,500 Building $327,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4828 Smiley Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4828 Smiley Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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