4828 Calvert Dr, Troy, MI 48085 Property Records

Oakland County property record for 4828 Calvert Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,635 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,011 (Dec 2012)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-14-205-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-14-205-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Basement Area	875 sqft
Unfinished Basement	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	126 ft deep x 78 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4828 CALVERT DR
City	TROY
State	MI
Zip	48085-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 293
Legal Range	11E
Legal Township	2N
Legal Section	14
Legal Subdivision	LONG LAKE VILLAGE SUB
Legal Lot Number	293
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	197100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4828 CALVERT DR, TROY, MI 48085-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2012 · Amount on Record
Deed Sale	Dec 4, 2012 · Amount on Record
Prior Sale	May 8, 2012 · Amount on Record
Deed Document Number	2012268126
Deed Book / Page	45042 / 570
Prior Transfer Date	Jul 6, 2012
Prior Transfer Doc	0000153985
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 6, 2026
Property Address	4828 CALVERT DR, TROY, MI 48085-5010
Document Number	0000043352
Book / Page	61084 / 275
Instrument Date	Mar 24, 2026
Instrument	202643352
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CALVERT DR, TROY, MI 48085-5010

Mortgage

Document Number	0000043352,
Date	Apr 6, 2026
Book Page	61084/275
Instrument	202643352

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4828 CALVERT DR, TROY, MI 48085-5010
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 CALVERT DR, TROY, MI 48085-5010

Mortgage

Document Number	0000009481
Date	Jan 29, 2024
Book Page	59138/120
Instrument	9481

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4828 CALVERT DR, TROY, MI 48085-5010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213105
Date	Nov 17, 2017
Book Page	51304/00712
Instrument	213105

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00 (+2.39%)
2024	$3,102.00 (-6.09%)
2023			$294,780
2022	$3,303.00	$147,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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