4798 Calvert Dr, Troy, MI 48085 Property Records

Oakland County property record for 4798 Calvert Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,104 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jan 2024)
Tax Bill	$5,793 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-14-205-006`

Property Details

APN / Parcel Number

Primary APN	`88-20-14-205-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Finished Basement	1,078 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	124 ft deep x 91 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4798 CALVERT DR
City	TROY
State	MI
Zip	48085-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 295
Legal Range	11E
Legal Township	2N
Legal Section	14
Legal Subdivision	LONG LAKE VILLAGE SUB
Legal Lot Number	295
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	197100

Owner

4798 Calvert Dr is owned and occupied by an individual who bought it in January 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4798 CALVERT DR, TROY, MI 48085-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage VEMA MORTGAGE LLC
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Sep 11, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Prior Sale	Dec 23, 2005 · Amount on File
Deed Document Number	20244076
Deed Book / Page	59109 / 392
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000149403
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 11, 2024
Property Address	4798 CALVERT DR, TROY, MI 48085-5010
Document Number	0000004076
Book / Page	59109 / 392
Map Reference	LB 128 PG 6
Instrument Date	Jan 10, 2024
Instrument	4076
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4798 CALVERT DR, TROY, MI 48085-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 WOODSIDE CT, ROCHESTER HILLS, MI 48307-4110

Mortgage

Document Number	0000007003
Date	Jan 22, 2024
Book Page	59124/824
Instrument	7003

Lender

Name	VEMA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4798 CALVERT DR, TROY, MI 48085-5010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203191
Date	Dec 4, 2019
Book Page	53574/00653
Instrument	203191

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 11, 2018
Property Address	4798 CALVERT DR, TROY, MI 48085-5010
Document Number	0000149403
Book / Page	52171 / 00521
Map Reference	LB 128 PG 6
Instrument Date	Aug 30, 2018
Instrument	149403
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4798 CALVERT DR, 4798, TROY, MI 48085-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4798 CALVERT DR, TROY, MI 48085-5010

Mortgage

Document Number	0000149404
Date	Sep 11, 2018
Instrument	149404

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4798 Calvert Dr was $5,793 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,793.00
2023			$323,340
2022	$3,542.00	$161,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4798 Calvert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4798 Calvert Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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