4826 SE Capstan Ave, Stuart, FL 34997 Property Records

Martin County property record for 4826 SE Capstan Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,094 sqft · built 1957
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2026)
Tax Bill	$3,950 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-004-008-0017.1-9-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-004-008-0017.1-9-0000`
Alternative APNs	`51-38-41-004-008-00171-9` `41482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,234 sqft
1st Floor Area	1,094 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41482
Street Address	4826 SE CAPSTAN AVE
City	STUART
State	FL
Zip	34997-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SALERNO SHORES S 75 OF LOTS 17 & 18 BLK 8
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	SALERNO SHORES
Legal Block	8
Legal Lot Number	17,18
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2013
Census Tract	1302

Owner

4826 SE Capstan Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Martin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4826 SE CAPSTAN AVE, STUART, FL 34997-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Apr 15, 2013 · Amount on File
Deed Document Number	20263205443
Deed Book / Page	3590 / 2973
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	0028852629
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 17, 2026
Property Address	4826 SE CAPSTAN AVE, STUART, FL 34997-1937
Document Number	0003205443
Book / Page	3590 / 2973
Instrument Date	Sep 14, 2026
Instrument	20263205443
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 SE CAPSTAN AVE, STUART, FL 34997-1937

Mortgage

Document Number	0003205444,
Date	Sep 17, 2026
Book Page	3590/2975
Instrument	20263205444

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4826 SE Capstan Ave was $3,950, up 4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,950.00 (+4.03%)	$176,063	$313,290 Land $180,500 Building $132,790
2024	$3,797.00 (+5.47%)
2023	$3,600.00 (+7.11%)	$145,508 (+1%)	$272,230 (+5.38%) Land $180,500 Building $91,730
2022	$3,361.00	$132,280	$258,330 Land $182,970 Building $75,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4826 SE Capstan Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 units insured incl. 36 condo units
Nearby Flood Claims	20 (1982–2021)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4826 SE Capstan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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