4816 SE Capstan Ave, Stuart, FL 34997 Property Records

Martin County property record for 4816 SE Capstan Ave, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1991
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2018)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-38-41-004-008-0017.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`51-38-41-004-008-0017.0-0-0000`
Alternative APNs	`51-38-41-004-008-00170-0` `41481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	1,296 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41481
Street Address	4816 SE CAPSTAN AVE
City	STUART
State	FL
Zip	34997-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SALERNO SHORES N 75 OF LOTS 17 & 18 BLK 8
Legal Range	41E
Legal Township	38S
Legal Section	51
Legal Subdivision	SALERNO SHORES
Legal Block	8
Legal Lot Number	17,18
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2013
Census Tract	1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4816 SE CAPSTAN AVE, STUART, FL 34997-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage CENTERSTATE BANK NA
Dec 27, 2018	Warranty Deed, Transfer · FHA Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Oct 3, 2006 · Amount on Record
Deed Document Number	20182731764
Deed Book / Page	3033 / 2709
Prior Transfer Date	Oct 5, 2016
Prior Transfer Doc	0028852624
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4816 SE CAPSTAN AVE, STUART, FL 34997-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031330123
Date	Jun 3, 2020
Book Page	3133/123
Instrument	2817681

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2018
Property Address	4816 SE CAPSTAN AVE, STUART, FL 34997-1937
Document Number	0030332709
Book / Page	3033 / 2709
Map Reference	MB 11 PG 33
Instrument Date	Dec 27, 2018
Instrument	2731764
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 DUXBURY CT, 100, CLEMMONS, NC 27012-9045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 SE CAPSTAN AVE, STUART, FL 34997-1937

Mortgage

Document Number	0002731765
Date	Dec 27, 2018
Instrument	2731765

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (+1.69%) Homeowner's exemption	$261,586 (+8.18%)	$421,690 (+15.24%) Land $180,500 Building $241,190
2024	$3,856.00 (+2.34%)
2023	$3,768.00 (+3.83%) Additional exemption filed	$241,811 (+3%)	$365,930 (+8.79%) Land $180,500 Building $185,430
2022	$3,629.00 Homeowner's exemption	$234,768	$336,370 Land $182,970 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 units insured incl. 36 condo units
Nearby Flood Claims	20 (1982–2021)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream.

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