4826 Mount Zion Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4826 Mount Zion Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1953
Lot Size	0.377 acres (16,422 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Mar 2022)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-438127`

Property Details

APN / Parcel Number

Primary APN	`23-438127`
Alternative APN	`438127`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Concrete Block
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	16,422 sqft (0.377 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	201 sqft
Balcony Area	250 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	438127
Street Address	4826 MOUNT ZION RD
City	FREDERICK
State	MD
Zip	21703-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 0.377 AC N/S MT.ZION RD. NR FEAGAVILLE
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1009
Census Tract	752602

Owner

4826 Mount Zion Rd is owned and occupied by an individual who bought it in March 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 27, 2020	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 19, 2017	Quit Claim Deed, Transfer · Conventional with PMI STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Book / Page	15812 / 458
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 24, 2022
Property Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928
Document Number	0158120458
Book / Page	15812 / 458
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928

Mortgage

Document Number	0015812463
Date	Mar 24, 2022
Instrument	15812/463

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 27, 2020
Property Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928
Document Number	0142070238
Book / Page	14207 / 238
Instrument Date	Jul 6, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 GENERAL ANDERSON CT, 4901, SHARPSBURG, MD 21782-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928

Mortgage

Document Number	14207247
Date	Oct 27, 2020
Instrument	14207/247

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 19, 2017
Property Address	4826 MOUNT ZION RD, FREDERICK, MD 21703-5928
Document Number	0121910148
Book / Page	012191 / 000148
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4826 MOUNT ZION RD FREDERICK MD 217035928, FREDERICK, MD 21703-5928

Mortgage

Document Number	121910152
Date	Dec 19, 2017
Book Page	012191/000152

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4826 Mount Zion Rd was $2,943.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,500 Land $87,400 Building $191,100	$278,500 Land $87,400 Building $191,100
2025	$2,943.00
2023	$1,774.00	$143,900 Land $62,400 Building $81,500	$143,900 Land $62,400 Building $81,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4826 Mount Zion Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4826 Mount Zion Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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